What are the most worthwhile hybrid funds to buy? I believe that the first thing that the little whites who hear this question will think of is-what is a hybrid fund, and then it is worth buying. The following are the most worthwhile mixed funds brought by Bian Xiao. I hope you like it.

The most worthwhile hybrid fund to buy

Hybrid funds are funds that invest in stocks, bonds and money market instruments. There are both stocks and bonds in the portfolio. According to the different investment ratios and investment strategies of stocks and bonds in the portfolio, hybrid funds can be mainly divided into partial stock funds, partial debt funds, balanced stock-debt funds and flexible allocation funds.

Among them, partial stock funds mainly invest in stocks. In the portfolio, the proportion of investment in the stock market is relatively large, and the proportion of stock investment is between 60% and 95%.

Partial debt fund is a fund that mainly invests in bonds, and generally not less than 80% of its assets will be invested in the bond market.

Equity-debt balance funds are funds that invest in bonds, stocks and other securities respectively to achieve a relative balance between income and value-added. Equity-debt-balanced funds generally invest 25% to 50% of their assets in preferred stocks and bonds, and the rest in common stocks.

As for allocation funds, they are funds that flexibly invest their assets in stocks, bonds and money market instruments. , and will generally change the allocation ratio of assets according to market conditions.

Explanation of hybrid fund terms

Hybrid fund is a kind of * * * mutual fund, and its portfolio includes both growth stocks, income stocks and fixed-income investments such as bonds. The purpose of hybrid fund design is to let investors diversify their investments by choosing a fund type, without buying different styles of stock funds, bond funds and money market funds. Hybrid funds adopt both aggressive and conservative investment strategies, and their returns and risks are lower than those of stock funds and higher than those of bonds and money market funds. It is a wealth management product with moderate risk. Some well-run hybrid funds will even exceed the level of equity funds. Hybrid funds are different from stock funds, bond funds and money market funds.

What does a hybrid fund mean?

Hybrid funds refer to funds that invest in stocks, bonds and money market instruments at the same time. According to the different investment ratios and investment strategies of stocks and bonds, hybrid funds can be divided into: mixed partial stock funds, mixed partial debt funds, stock-debt balance funds and allocation funds.

Hybrid partial stock fund: the proportion of investment in stocks should be between 50% and 70%, and the proportion of investment in bonds should be between 20% and 40%.

Hybrid partial debt fund: the proportion of investment in stocks is between 20% and 40%, and the proportion of investment in bonds is between 50% and 70%.

Equity and debt balance fund: the proportion of investment in stocks and bonds is 50% each.

Allocation of funds: according to market changes, you can flexibly invest in bonds and stocks, rights and interests and commodities, so the proportion has changed.

Risk classification: mixed partial stock funds > allocation funds > equity-debt balance funds > partial stock funds. Investors can choose appropriate funds according to their risk tolerance.

What does a hybrid fund mean?

1. A hybrid fund refers to a fund that invests in instruments such as stocks, bonds and money markets at the same time without a clear investment direction. Its risk is lower than that of stock funds and its expected return is higher than that of bond funds. It provides investors with a tool to diversify their investments among different assets, which is more suitable for more conservative investors.

2. What we usually call a fund is a fund in a narrow sense, which generally refers to a publicly offered securities investment fund, referred to as Public Offering of Fund for short. Public Offering of Fund investors are investors who raise funds together, and find a professional who knows how to invest to help invest in the securities market, so as to gain income. Of course, we need to pay him a certain amount of hard work, just like hiring a professional CEO to help manage our company.

3. The underlying assets of hybrid funds are stocks and bonds, which are naturally complementary. The risk of stock is high, but the potential return is also high; On the other hand, the risks and potential benefits of bonds are relatively small. Therefore, no matter how the market changes, the risks of these two types of investment tools can be hedged to a certain extent, so the investment risks can be dispersed and reduced to a certain extent.

Recommend several good hybrid funds

Huaxia dividend; Bo- time balance; ; Yi Fangda Hui Ke; Yin Hua harmonious theme.