The wealth management products of Postal Savings Bank have advantages among the four major banks, but compared with some joint-stock banks and commercial banks, the advantages are not great, especially compared with local banks. However, Postal Savings Bank still has several star wealth management products. The biggest feature is the high liquidity of money funds like Yu 'ebao. Simply put, you can buy it on weekdays and take it out. Moreover, this rising wealth management product of Postal Savings Bank has high security, and the funds invested in rising wealth management products are government bonds and bills. High stability, reliable income and low risk.

State-owned banks in other countries have dozens or even hundreds of wealth management products. At present, there are not many financial products that the Postal Savings Bank can choose, which is also related to the short establishment time of the Postal Savings Bank and the imperfect financial management team. Net worth wealth management products that are regularly opened every week and every three months are also open wealth management products, but the redemption period of their products is limited, so it is not as convenient as it is. If it is scheduled to open every week, it will be redeemed once a week, and if it is scheduled to open for three months, it will be redeemed once every three months.

Compared with other banks, the risk level of wealth management products of Postal Savings Bank is not low. At present, the wealth management products of the Postal Savings Bank are not guaranteed, so it is better for everyone to judge from many aspects when choosing. The yield of national debt is not low, and the five-year savings bonds has reached 4.27%. The yield level of national debt is similar to that of certificates of deposit in water, so you just need to choose one. The yields of various products of banks are falling. After all, central banks around the world are cutting interest rates and liquidity is rampant.