In the short term, if you spend a month or two and don't want to deposit it regularly, you can.

Fixed investment is for the purpose of asset appreciation and preservation, and the yield of money fund is too low.

2. Not every fund is suitable for fixed investment. Fixed investment funds can spread risks evenly, and many a mickle makes a mickle; However, it should be remembered that while spreading the risk, the income is equally shared, so it is recommended to invest in index funds with large fluctuations, and it is recommended to invest in index funds and hold stock funds, with long-term income higher than 70%; Buffett said: index funds are one of the most profitable tools in the past 30 years.

; Moreover, the index fund fee is low (Harvest 300 subscription fee is only 0.5%; Huaxia dividend 1.5%, so long-term fixed investment is also the key)

Long-term investment returns are good.