At present, the newly opened Ant Xingyuan only supports depositing in Yu 'ebao, and users can check the frozen funds of Xingyuan in Yu 'ebao.
Extended data:
Ant Star Wish, which is Alipay's ant star wish, is a product for saving money for Star Wish. Users can make their own star wish in the ant star wish. After making and fulfilling the wish for the stars, they can name the stars as a souvenir.
Saving money in Ant Star is actually buying a money fund, similar to Yu 'ebao. At present, there are two monetary funds supported: South Li Tiantian A(003473) and Guo Fu Fu Bao (000638). Once selected, the funds cannot be changed.
When the accumulated amount (including holding income) > = the target amount, it is to realize the star wish, because the money fund purchased is mainly used to invest in securities such as government bonds and bank deposits.
When investors buy money market funds, it does not mean that they will deposit the funds as deposits in banks or deposit-taking financial institutions. Fund companies do not guarantee a certain profit or minimum income, so there is the possibility of principal loss.
Ant Star Wish is a low-risk product, and there is basically no loss in the money put in, just like buying national debt, it is very safe, and the only thing is that the income will be less.
The stars you receive represent the wishes of the stars. With the continuous saving of money, the stars will be lit up gradually. After the wish of the stars comes true, all the stars will be lit up, and then you can name the stars. Every time you save money, it is equivalent to buying a money fund provided by a fund company.
At present, Ant Star's wish to save money only supports active saving, and does not support automatic deduction. Only when the star wish is realized or terminated can the star wish be withdrawn. Of course, the money invested by users can also be raised at any time, just like Yu 'ebao, which can be terminated anytime and anywhere and then taken out in advance.
The assets of the Monetary Fund are mainly invested in short-term monetary instruments (generally within one year, with an average term of 120 days), such as treasury bonds, central bank bills, commercial bills, bank time deposit certificates, government short-term bonds, corporate bonds (with high credit rating), interbank deposits and other short-term securities.
In fact, the investment scope of these money market funds are all varieties with high safety factor and stable income. Therefore, for many enterprises and individuals who want to avoid the risks in the securities market, money market funds are a natural haven. Under normal circumstances, you can get higher income than the interest on bank deposits, but the money fund can't guarantee the safety of the principal. (But in fact, due to the nature of funds, money funds rarely lose their principal in reality. Generally speaking, money funds are regarded as cash equivalents. )