There is a possibility of principal loss in Yu'E Bao. Essentially, Yu'E Bao is a type of monetary fund. Transferring money to Yu'E Bao on Alipay is equivalent to purchasing a fund called "Yu'E Bao" provided by the fund company.

Monetary funds, Yu'E Bao has the risk and return characteristics of general monetary funds.

According to long-term historical data, currency funds are a type of fund with stable returns and extremely low risks.

In addition, Yu'E Bao is a purely retail financial product, which essentially avoids the impact of the large inflows and outflows of some institutions, so we can say that the possibility of losing the principal of Yu'E Bao is extremely small.

Yu'ebao has the characteristics of high liquidity, high security and stable profitability.

Extended information: Yu'e Bao is a balance value-added service and current fund management service product of Ant Financial, launched in June 2013.

Tianhong Fund is one of the fund managers of Yu’e Bao.

Yu'e Bao Fund is a currency fund that mainly invests in treasury bonds, bank deposits, bonds with fixed coupons, etc.

Generally speaking, currency funds, as a type of fund product, may theoretically suffer losses, but historical data shows that the risk is low and the possibility of losing principal is low.

Risk warning: Purchasing money market funds does not mean depositing funds in banks or depository financial institutions. The fund company does not guarantee that the fund will be profitable, nor does it guarantee a minimum return. Past performance does not indicate future performance. The market is risky, and investment needs

cautious.