Many people like to invest their spare money in money funds, but the buying limit of money funds is a big problem. For example, Yu 'ebao has already implemented a purchase restriction. The currency of Tian Hong Yu 'ebao can be purchased at most 20,000 yuan per day, and the monetary funds of other fund companies also have measures to restrict the purchase of large amounts of funds. However, after all, the expected income of the money fund is stable and the access is flexible. Many people like to buy more money funds as spare money. What if I can't buy in large quantities now? I'll give you some advice today.

Method 1: change the bank card to pay.

Many people may not notice that different bank cards have different payment limits, so we can change a bank card to avoid the payment limit of a single bank card. If you want to buy a large money fund, you can choose a single bank card with a large limit.

Take the purchase of money funds on WeChat financial management as an example. Some ordinary banks have an ICBC quota of 50,000, which is 50,000 per day. The Agricultural Bank has a single sum of 20,000 yuan and a single day of 20,000 yuan; Construction Bank single 1 1,000, 50,000 per day; China Bank has a single sum of 20,000 yuan and a single day of 20,000 yuan; Bank note 1 000, single day 1 000; China Merchants Bank has a single sum of 50,000 yuan and a single day of 50,000 yuan. It can be seen that ICBC card and China Merchants Bank card are both bank cards with high single purchase limit, so you can choose them if necessary.

Method 2: Use computer for online banking.

In fact, in addition to buying money funds on the mobile APP, you can also buy them on the computer. Buying money funds by computer can get a larger purchase quota. Take ICBC card as an example, the limit of each mobile phone is 50,000, and the limit of computer online banking is as high as100,000. However, it is relatively troublesome to buy money funds through computer online banking. Not only do you need to install related online banking plug-ins, but some online banking payments also have U shields, and you have to go to the PC-side wealth management channel to buy them (such as the computer version of Tencent Wealth Management).