Fixed investment by overseas funds is indeed a good investment method, which is both profitable and stable. In terms of security, the most important thing to consider is the strength of the insurance company (including business history, capital scale, credit rating, financial situation of the country where it is located, etc.). ) and the strength of fund companies. Choosing an insurance company is more important than insurance policy. How to combine depends on your investment objectives and risk preferences, and combine the fund type and fund size to make a combination. For example, whether you plan to accumulate children's education, buy a house or provide for the aged should be different. For example, if it is children's education after 10, you can choose to allocate more index funds and equity funds from emerging markets, supplemented by mixed funds, and even some fixed-income funds, such as Q953448 13 1.