According to the new regulatory regulations, the calculation rule of the fund holding period is "the day when the fund subscription is confirmed and lasts until the day before the fund redemption is confirmed". However, due to the different confirmation trading rules of funds, some are "T+ 1" and some are "T+2", so the calculation methods of different funds are slightly different.

For example, if your position fund is a "T+ 1" confirmation transaction, and you subscribed for this fund before July 22nd 15:00, then the subscription confirmation date of this fund is July 23rd. Then, you must apply for redemption of this fund before June 29th 15:00, so as to ensure that this fund can be held for "7 days".

Similarly, QDII fund and FOF fund are "T+2" confirmed transactions, so it needs to be postponed accordingly when calculating the fund holding time.

When calculating the holding time of the fund, we must first confirm the trading rules of the fund and make clear its confirmation trading cycle, otherwise it will be prone to misjudgment.

In my opinion, don't pay too much attention to the "seven days" holding period, which is only the "minimum holding period" stipulated by the relevant departments. Unlike stocks, funds are not suitable for short-term operation because of their high transaction cost and long transaction cycle, and the probability of obtaining positive returns from holding funds for a long time is higher.