1, family members * * * jointly pay medical insurance expenses, forming a * * * economic fund;

2. When family members need medical treatment, they should pay their own medical expenses first;

3. Family members will submit invoices, reimbursement forms and other expense vouchers required for medical treatment to * * * fund managers;

4. * * * The fund management personnel shall review the authenticity and rationality of the expense vouchers and settle the expenses;

5. The * * * fund manager will deduct the settled fees from the * * * fund and manage and maintain the remaining * * * fund balance. The hospitalization expenses of students are deducted from the overall fund at the rate of 60%. If it is difficult to deduct from the overall fund, it can be paid by the fund in the medical insurance account.

The medical insurance card is handled as follows:

1. The insured person brings his/her valid certificate and applies to the neighboring county medical insurance center, and the county medical insurance center will settle the account on the spot;

2. The insured person can also go to the adjacent street medical insurance service point for settlement within 3 working days;

3. The insured may entrust others to handle it on his behalf. Customers need to carry valid certificates of themselves and the insured when handling;

4. When the employer handles it centrally, it can handle it with the letter of introduction of the employer and the valid certificate of the agent, and then the employer issues a card to the insured.

To sum up, the deduction method of * * * medical insurance may be different due to different regions and institutions, and the specific deduction process may be slightly different. At the same time, * * * medical insurance usually only covers some basic medical expenses, and some high medical expenses may be borne by family members alone. Therefore, when choosing * * * economic medical insurance, we need to weigh it according to our own situation and actual needs.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.