CreditEase developed earlier and its background is excellent. Stripped off the P2P business and made it a pleasant loan. Now CreditEase is mainly engaged in private equity funds.
Heng Chang started late, so there are still P2P businesses that have not been separated, but just started to do private equity funds.
P2P finance is also called P2P credit. P2P is the abbreviation of peer-to-peer or person-to-person, which means: person to person. Peer-to-peer finance refers to small loan transactions between individuals. Generally, it is necessary to use the e-commerce professional network platform to help borrowers and borrowers establish loan relationships and complete relevant transaction procedures. Borrowers can publish loan information by themselves, including the amount, interest, repayment method, time, etc., to realize self-help loans; According to the information released by the borrower, the lender decides the loan amount by itself to realize self-help lending.