1. Deposit 10 yuan in the first week, and then deposit an additional 10 yuan each week based on the previous week.

2. For example: If you save 10 yuan in the first week, you will save 20 yuan in the second week, and 30 yuan in the third week. Continue every week without interruption until you save 520 yuan in the 52nd week.

3. How much money will you have in the last week, which is the 52nd week? The answer is 12345+520=13,780 yuan! 4321 financial management rule, that is, 40% investment,

30% living expenses, 20% savings reserve, 10% insurance, and adopt a constant mixed strategy, that is, after the price of a certain asset rises, reduce the total amount of such assets and evenly distribute it among the remaining assets to keep it constant.

4321 ratio.

The concept of digital financial management is simple and easy to understand. The trapezoidal financial management plan reflects a very stable structure, which is very suitable for making the life of "quasi-middle-class" white-collar workers calm and elegant.

This is an investment and financial management method that scientifically controls family monthly income.

The specific allocation method is: *40% investment to create wealth: For example, invest in stocks, foreign exchange, funds and other assets with higher yields. You can also choose open-end funds to invest in regular fixed amounts, and save time and effort through automatic deduction of investment every month.

Achieve the effect of forced savings.

*30% Food, clothing, housing and transportation: basic and indispensable monthly living expenses.

Food and clothing expenses, mobile phone bills, etc.

Of course, if you have a car, you still have to pay for gas, and if you have a mortgage on a house, you still have to pay mortgage fees.

*20% savings: usually deposited as demand deposits, which can be easily withdrawn when needed to improve the quality of life.

For example, if you are in a good mood one day and invite friends and family for a drink or a meal; if you receive a "pink bomb" or a birthday invitation; or even if there is a family emergency, the reserve fund will come in handy.

*10% insurance: Insurance is a long-term arrangement, a responsibility and protection for future life, especially to prevent unexpected situations that the main creator of family income may encounter, so as to avoid serious damage to the family economy.

The insurance amount (that is, the amount of compensation paid by the insurance company after an accident) is generally not less than 10 times the annual income.

On the basis of this rule, you can achieve the best results by making detailed adjustments according to your actual situation, such as risk tolerance, financial management goals or investment plans.

The above method does not exclude basic fixed daily expenses and uses total income as the base. For those with higher incomes, the following financial management plan should be adopted.