Generally speaking, there are two ways of fund dividend: cash dividend and dividend reinvestment. Therefore, many investors hope that the funds they buy can pay dividends, and there will be doubts. For example, do you pay dividends after five years of fund purchase? How much can I earn by buying a fund for five years? I have prepared relevant contents for your reference.

Is there a dividend after the fund has been bought for five years

Whether the fund pays dividends after five years of purchase mainly depends on whether the fund meets the conditions for fund dividends. If there is, there will be fund dividends. If not, there will be no fund dividend.

Generally speaking, there are three conditions for fund dividends, namely: the fund can not be distributed until the current year's income makes up for the previous year's losses; After the fund income is distributed, the unit net value cannot be lower than the face value, and the fund investment cannot be distributed if there is a net loss in the current period.

How much can I earn by buying a fund for five years?

How much money you can earn by buying a fund for five years mainly depends on the rise and fall of the fund and the amount you buy. For example, if the purchase amount is 1 1,000 yuan, and the fund has increased by 50% after five years, then the money you earn is: 1 1,000 * 50% = 500 yuan, which means you earn 500 yuan.

If the purchase amount is 1 1,000 yuan, and the fund has fallen by 40% in five years, then the money earned is: 1 1,000 * 40% = 400 yuan, which means that 400 yuan has earned it. Therefore, it mainly depends on the rise and fall of the fund. Secondly, the income will be different with different subscription amounts.