Do you have to pay the Beijing Provident Fund for 12 consecutive months before you can get a loan? Is it okay to accumulate 12 months?

Hello, at present, Beijing Housing Provident Fund Management Center has the following requirements for provident fund loans:

1. The borrower must meet the following conditions:

1. He has a legal and valid identity and full capacity for civil conduct;

2. Have a stable occupation and income, a good credit status and the ability to repay the principal and interest of the loan;

3. Purchase, build, renovate and overhaul owner-occupied housing;

4. The borrower and his wife have no outstanding housing provident fund loans and housing provident fund policy-subsidized loans;

2. In addition to the above conditions, the applicant for housing provident fund loan must meet one of the following three conditions at the same time:

1. The housing provident fund account has been established for more than 12 months (inclusive), and at the same time, the housing provident fund has been paid in full for more than 12 months (inclusive) and is in the state of payment when applying for a loan;

2. The applicant's employer has been approved by the Provident Fund Management Center to be in a deferred payment state, but I have been satisfied to establish a housing provident fund account for more than 12 months (inclusive) and have paid the housing provident fund in full for more than 12 months (inclusive);

3. The loan applicant is a retired employee who paid the housing provident fund during his employment.

I suggest you contact the staff of Beijing Housing Provident Fund Center for verification. The telephone number of Beijing Housing Provident Fund Loan Center is 6769494676949 and 96155. Office hours: 9: -11: 3; 13：3——17：（1-5）。

If you have any other questions, I suggest you consult "Customer Service Online"; logincmu=。 Thank you for your attention and support!

Telephone inquiry method of provident fund loans in Beijing in p>216

The working hours of manual customer service are from 8 am to 1 pm, and friends who need to inquire about provident fund loans can call. They don't work on weekends, please call during working hours to provide automatic inquiry service, and they can inquire about the amount, repayment and other business at any time.

At present, the service contents of 96155 customer service hotline mainly include:

1. 24-hour automatic voice service

Self-service voice service includes: personal loan inquiry and monthly repayment reservation under free repayment mode, and housing provident fund account inquiry business. Provide personal loan inquiry and monthly repayment reservation service for about 17 people every day, and provide self-inquiry service for housing provident fund for 14 people.

2. Manual consultation service

Provide services such as policy explanation and business consultation on housing provident fund deposit, withdrawal, transfer, loan and other housing provident fund businesses. Provide manual consultation service for about 14 people every day.

time of manual consultation service: 8: -22: every working day.

3. Acceptance of service complaints

During the manual consultation service hours, customers' service complaints to the subordinate departments of the center are accepted at the same time.

4. Information modification

Applications for changing personal basic information are accepted at the same time during the manual consultation service hours

2. Visit the website of Beijing Housing Provident Fund Management Center for personal housing provident fund inquiry;

3. The cardholder can inquire at the inquiry machine terminal set in the bank;

4. Call the bank's customer service phone to inquire (charged by ordinary local calls);

5. Log in to the bank for online banking inquiry;

Address and telephone number of outlets of Beijing Provident Fund Loan Center in p>216

If you want to inquire about provident fund loans, your friends in Beijing can directly go to the corresponding management center to consult and handle business with the following address. If you feel trouble, you can inquire online and by telephone.

Website of Beijing housing provident fund online inquiry system:

Telephone inquiry method: click me

Scope of application: this inquiry function is only applicable to depositors who have applied for housing provident fund inquiry card or joint housing provident fund card

Address and telephone number of each branch:

Zhong * * * Central directly under the authority Affairs Administration Sub-center

Building 14, Xizhimen South Street, Xicheng District 8385938384864

Beijing Railway Sub-center

Yard No.15, Beifengwo Road, Haidian District, Beijing

Central State Organs Sub-center

No.1 Chaowai Street, Chaoyang District 59591

Fangzhuang Management Department

Fengtai District Fangzhuang. Li bu

Building 6, Nanzhugan Hutong, Dongcheng District (Building 3, Beijing INN) Floor 1 6456887

Xicheng Management Department

Room 71, Jinyu Building, No.129 West Street, Xuanwu Gate, Xicheng District 6641192266417946

Chongwen Management Department

East Floor, Xianglong Building, No.3 Longtan Road, Chongwen District 6991369913

Xuanwu Management Department < 81

Chaoyang Management Department

Jinhai Shangfu Center Office Building, No.19, Building 42, Baiziwan Xili, Chaoyang District 5969439659694368

Haidian Management Department

82191318219113, 13th floor, Zhongkun Building, No.59 Xiejie, Gaoqiao Bridge, Xizhimenwai

Fengtai Management Department

Lianhua District. No.22 Road, 4th Floor, Beijing Wanshang Building, 6868771568862911

Fangshan Management Department

No.9 Building, Wudian Xili, Liangxiang, Fangshan District, 63453896345388

Mentougou Management Department

No.8 Theater East Street, Mentougou District (bottom business of Building 1, Green Island Home) 6982199698225969837255

Daxing Management Department

No.132, the middle section of Xingfeng Street, Huangcun, Daxing District, 6925637469276929191

Tongzhou Management Department

North side of Building 2, Jixiang Garden, Tongzhou District, 695235996953754469549484

Pinggu Management Department

No.3 Building, No.17 Jianshe West Street, Pinggu District 899851498983134

Miyun Management Department

Room 32, Floor 3, Shanshui Building, Campus of Miyun Metallurgical Mining Company 698638698638

Changping Management Department

No.15, Fuxue Road, Changping. 6974688

Huairou Management Department

No.36 Yingbin Middle Road, Huairou 69682156968212

Yanqing Management Department

No.8 Dongwai Street, Yanqing County 69144969181142

Yanshan Management Department

No.37 Xiangyang Road, Yanshan District 6934743169343363

Zhongguancun Management Department

Room 118, 11th floor, Shining Building, Beihang University, No.35 Xueyuan Road, Haidian District, Beijing 823216

Foreign Enterprise Business Hall of Dongcheng Management Department

Room 129, 1st floor, Foreign Enterprise Service Group, No.14 South Street, Chaoyang District

Office of Prison Administration of Xuanwu No.1 Management Department

Publicity. Loan Center

6769494676949, Building 18, Zone 3, Fangchengyuan, Fangzhuang, Fengtai District

Who knows the telephone number of Chaoyang Management Department of Beijing Housing Provident Fund Management Center? Thank you

The service telephone number of Beijing Housing Provident Fund Management Center is 12329

Housing Provident Fund withdrawal process

1. The Application Form for Housing Provident Fund Withdrawal issued by the unit finance or labor < If you withdraw your spouse's provident fund, you need to provide a copy of the original marriage certificate and household registration book at the same time

3. The loan contract, print the repayment statement of individual housing loan in the last year (from the month of withdrawal to the month of last year) at the loan department of the loan bank and ask the bank to stamp it

4. If you use a passbook to repay the loan, you must provide a repayment passbook and a copy of the passbook; If you use a bank card to repay the loan, you must provide a copy of the details of the bank card issued by the bank counter in the last year

5. Sign the Loan Agreement for Withdrawing Housing Provident Fund and Returning Housing Provident Fund at the loan department of the loan bank

6. If both husband and wife withdraw it, both husband and wife sign their fingerprints and fill in the bank account. Directly to the personal account

Note: the employee should be present to sign the withdrawal application form and press the handprint (the provident fund will be remitted to the personal repayment account)

Extended information:

Function of the provident fund

1. Purchase a house

1. If you apply for a provident fund loan to purchase a house, you can withdraw the provident fund to repay the principal and interest. You can also withdraw the provident fund to repay the interest

3. If you don't need a loan in the process of buying a house, you can also withdraw the provident fund at one time

2. Children can withdraw their parents' provident fund when buying a house

The provident fund can be used not only for their own purchase, but also for their children to buy a house

1. If you apply for a provident fund house loan to buy a house, you can withdraw their parents' provident fund to repay the principal and interest

2. If you apply for a commercial loan to buy a house, You can withdraw your parents' provident fund as the down payment

Third, you can withdraw the provident fund in case of major illness

If family members (not limited to employees themselves) encounter major illness, employees themselves and their spouses can apply for withdrawing the provident fund

Fourth, low-income or extremely poor families can withdraw the provident fund

If employees are included in the scope of low-income or extremely poor assistance, they can apply for withdrawing the provident fund. However, the withdrawal amount can't exceed the scope of low living security or poverty relief

5. Provident funds can be withdrawn for building, renovating and overhauling houses

Rural collective land can be renovated, constructed or overhauled from their own houses, but the total withdrawal amount can't exceed the cost of building houses

6. Renting houses can be withdrawn from provident funds

1. Renting economic houses can be withdrawn from provident funds

2. Renting ordinary houses.