Bank financing is similar to short-term bond funds, with high threshold and relatively poor liquidity, but now some products can be retrieved halfway. Therefore, users can regard bank financing as a short-term bond variety.

The starting point of bank financing is high, and bank financing basically starts at 50,000 yuan. Later, the emergence of monetary fund filled the gap of microfinance. In a special period, the yield of short-term financial management of banks will be higher.

The daily redemption of wealth management products can be applied for every day, and it can only be handled if it is open or closed for one week every week, which means that the redemption of wealth management products takes 7 days.