The National Day is the longest holiday among the national legal holidays besides the Spring Festival. Investors with a sum of money in their hands want to gain certain income from financial management during the holiday. So what financial products are better to buy during the National Day? How to buy financial products before National Day? Let Xicaijun analyze it for everyone:

What financial products are better to buy during the National Day?

1. Treasury bond reverse repurchase

Treasury bond reverse repurchase can be said to be one of the most suitable financial products to buy during holidays. Treasury bond reverse repurchase is calculated based on the actual number of days the funds are occupied. Income, so if you want to get income during the National Day holiday, you need to buy one-day Treasury bond reverse repurchase two days before the holiday, so that the income will be doubled. For example, if the National Day holiday in 2023 starts on the 29th, then a one-day Treasury bond reverse repurchase will be purchased on the 27th. Although it is a one-day treasury bond reverse repurchase, the income is doubled, and the funds can be withdrawn after the National Day.

Another one, buying treasury bond reverse repurchase during the National Day will not only double the income, but the yield may also rise. Generally, during such holidays, some listed companies or enterprises will have cash incentives, etc. At this time, there is a shortage of funds in the market, including banks, so some financial institutions will increase the yield of reverse repurchase of government bonds to attract investors to buy.

Treasury bond reverse repurchase is equivalent to a principal-guaranteed and interest-guaranteed product, and its safety is no less than that of treasury bonds, so investors can buy with confidence and be careful to choose the right term and purchase time.

2. Monetary funds

Money funds refer to funds that mainly invest in the money market. Although currency funds do not guarantee principal and interest, their investment risks are very low, and the investment risks are basically 0, so investors can buy with confidence. However, because money funds are highly liquid, the expected returns are relatively low compared to other financial products, but there may be an increase in returns during holidays.

At present, our common currency fund investment tools are Yu'ebao and Lingqiantong, both of which are relatively common. Investors can transfer funds before the holidays and earn profits during the holidays.

How to buy financial products before National Day?

1. Choose financial products based on your own investment preferences

Combine your own investment preferences and choose products that match your risk tolerance for investment to reduce the chance of loss.

2. Diversify investment to reduce risks

Do not invest all your funds in the same financial product. It is recommended to buy multiple products diversified to clarify your investment portfolio, but the amount should not be too large, otherwise it will only It will increase the burden, generally 3-4 is the best.