When buying funds, some investors don't know how to calculate the redemption rate. In fact, the redemption rate of the fund is very easy to calculate. We have prepared a fund of 10000 yuan for everyone. How to calculate the redemption rate of 1.5%? How to calculate the redemption fee? Related content, interested friends come and have a look!

Before calculating the redemption rate, we must first remember a formula: fund redemption fee = total fund redemption amount * redemption rate.

Let's give a simple example: suppose an investor buys a fund, the subscription amount is 10000 yuan, and the redemption rate is 1.5%, so how to calculate it? As long as it is substituted into the formula, the redemption fee of 10000 yuan is = total redemption amount of the fund * redemption rate =10000 *1.5% =150 yuan.

It is worth noting that the selling rates of funds are generally divided into 0~7 days, 7~365 days, 365~730 days and more than 730 days. The redemption rate of the fund is related to the holding time. Generally, the longer the holding time, the lower the selling rate will be.

Investors should read the details of the fund carefully when selling it. Generally speaking, long-term holding of funds is better than short-term holding. Secondly, every transaction of the fund requires a handling fee, so it is not recommended to trade the fund too frequently when buying the fund. However, if investors invest for a short time and invest more in the short term, the income can be as low as the redemption rate or can be held in the short term.