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How to calculate the fund rate
Fund rate refers to the fund subscription rate. Fund subscription rate refers to the proportion of expenses that investors need to pay to purchase fund shares. When investors subscribe for different funds, the subscription rates may be different due to the different subscription amounts.

1. In addition to the subscription fee, the fund also involves subscription fee, redemption fee, management fee, custody fee and sales service fee. Subscription fee: the fee paid when applying for the fund; Redemption fee: the fee paid when redeeming the fund; The above fees are one-time fees and will not be charged at one time. Management fee: the fee charged by the fund company for managing the fund; Custody fee, the fee for the custody bank to supervise the fund company and keep the fund funds; Sales service fee: the fee charged by the fund company for sales service; The above expenses are non-one-time expenses, which are accrued daily and deducted from the total assets of the fund at the end of the month.

2. What is the fund interest rate? Its meaning is as follows. Subscription fees are generally calculated by "amount subscription". The subscription fee is calculated as follows: net subscription amount = subscription amount /( 1+ subscription rate), subscription fee = subscription amount-net subscription amount. For example, if you apply for a fund through foreign investment of 10000 yuan, the corresponding subscription fee is: net subscription amount =10000/(1+0.80%) = 9920.63 (yuan) subscription fee =10000-9920.

3. Redemption fee = total redemption amount × redemption rate. For example, if 65,438+00,000 funds are redeemed at the counter, assuming that the net value of fund shares on the redemption date is 65,438+0.65,438+00 yuan and the holding period is 25 days, the corresponding redemption rate is 0.65,438+00%. Then the redemption fee you can get is: total redemption amount =10000×1.10 =1100 (yuan), redemption fee =160. The calculation method of custody fee is as follows: H=E × annual custody rate ÷ the number of days in the current year, h, is the daily accumulated fund custody fee, and e is the net asset value of the previous day. The fund custody fee shall be calculated on a daily basis, accumulated on a daily basis and paid on schedule. If you want to buy a fund, you must think carefully before buying it.