There are three common ways to buy funds: fund companies, fund consignment platforms and banks. Different account opening methods, processes and characteristics are different. Let's talk about the opening channels of bank capital accounts, taking China Merchants Bank as an example:

The channels of fund account opening business are: counter, online banking, mobile banking (including pad banking), remote banking manual service and visual counter.

1. Opening a fund account at the counter: I bring my valid ID card, and my bank card, passbook and wealth management account are handled at the counter, and I am not allowed to do it on my behalf.

2. Popular version (personal online banking): after logging in, click the horizontal menu to invest in management? Fund? Other transactions? Fund account number, select the registered institution to open an account, and click Open an account on the right. This business cannot be cancelled.

2. Professional Edition: Click the horizontal menu card? Investment and financial management? Fund? Other transactions? Fund account number? Select the registration institution to open an account, and click on the right to open an account. This business cannot be cancelled.

3. Mobile banking: After logging in to mobile banking, choose mine? All of them? Financial management? For fund accounts such as private placement, you can choose the account opening institution to open an account with the registration institution.

4. Telephone banking: Enter the manual service to apply for account opening through the following process.

Call 95555

Choose 3 people for customer service.

Option 2 Investment and wealth management business

Select 9 Other Investment and Financial Management Manual for consultation

Tips: The service time is 8:30- 18:00.

Confirmation time of fund account opening: generally, it will be confirmed in T+2 trading days, and the fund can be purchased directly at the same time of account opening. If the fund account status shows that the account is being opened, it will be displayed normally. Generally, the account opening of the fund is confirmed within T+2 trading days, and the fund can be purchased directly. If the fund account status shows that the account is being opened, it will be displayed normally.

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If the zero-based learning fund decides to invest, you can go to the official account of WeChat WeChat: rong360licai, reply to the fund and check the relevant contents.