1. Fixed investment.

The fixed investment of the fund refers to investing in the designated open-end fund at a fixed time and amount, in which the income of the fixed investment plan is compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. Through the effect of rolling interest, for example, the income generated by an investor's fixed investment in a fund is 65,438+00000 yuan, which will be added to the principal of the investor's fixed investment for the next fixed investment operation, bringing more income.

2. Dividend reinvestment.

Some funds pay dividends through dividend reinvestment, that is, the dividends are converted into shares according to the net market value of the fund and then distributed to investors' accounts. This method will increase the share of investors' holdings and produce the effect of compound interest when the fund's net value rises.

First, the way for the fund to earn interest from fixed investment is the interest earned from the capital investment after profit and the interest earned from the capital investment after dividends at the end of the year. Simply put, investors can reinvest the interest earned from the fixed investment fund, or invest the loan interest earned from fund dividends in the fixed investment fund.

If investors reinvest their profits, the interest generated by the principal will be added to the principal to continue to derive income, and the profit rolling effect can obtain higher income. If you get compound interest through fund dividends, the share of investors holding funds will increase after fund dividends, and subsequent fund holdings will bring greater returns to investors.

Second, what type of fund should the fund choose?

The fixed investment of the fund is a regular quota, time-saving and labor-saving financial management method. Investors who don't understand the fund at all can also operate it, similar to the bank's zero deposit and withdrawal. Investors can choose three ways: daily investment, weekly investment and monthly investment. Investors can choose funds according to their risk preferences:

1. Investors who pursue high risks and high returns can choose equity funds or some equity funds as fixed investment funds, because these funds fluctuate greatly and can obtain higher returns.

2. Investors who want to pursue stable income can choose index funds for fixed investment, and the risk of index funds is relatively small.

3. Bond funds or partial debt funds are not suitable for fixed investment funds, and are more suitable for one-time purchase.