Pledged repayment means that when you repay by yourself, the source of repayment funds can be "automatic repayment of pledged funds". We will repay the loan within 24 hours after the collateral is sold and the funds are received. After deducting the loan principal and interest, the remaining funds will be transferred to your current account. Tips: Pledges that can be actively sold include: time deposits, book-entry treasury bonds, funds, precious metals in accounts, accumulated precious metals and wealth management products that are paid at maturity.