With the continuous development of science and technology, more and more people begin to pay attention to Internet financial products. Among them, Yu 'ebao is a product that has attracted much attention and is widely used. Yu 'ebao is not only convenient and safe, but also has an advantage in yield. Then, if we have 654.38+million yuan, how much income can we get from depositing it in Yu 'ebao one day? This paper will analyze it from many angles.

First, the basic rate of return.

The basic rate of return of Yu 'ebao refers to the natural daily rate of return. Specifically, the seven-day annualized rate of return of bank wealth management products is divided by 365, and the one-day rate of return is obtained. If the basic rate of return of Yu 'ebao is 2.358%, that is, if 65,438+10,000 yuan is deposited in Yu 'ebao for one day, its income is 6.46 yuan. It should be noted that this is only the basic rate of return of 65,438+10,000 yuan deposits a day, and the specific income may fluctuate in actual operation.

Second, the historical rate of return

Understanding the historical rate of return is of great reference significance for forecasting future returns. Looking at the historical rate of return data of Yu 'ebao, you can know the return on investment of this product. Of course, historical gains do not represent future gains, but long-term historical trends also have some hints.

Third, the market environment

The market environment is one of the important factors that affect the yield of Yu 'ebao. Although Yu 'ebao is a monetary fund, it still has great flexibility in asset investment. If the current market interest rate is high and the yield of bank wealth management products increases accordingly, then the yield of Yu 'ebao will also be expected to increase. However, in the case of high market risk, Yu 'ebao may reduce the investment risk, resulting in a decline in the rate of return.

Fourth, the duration.

The income of Yu 'ebao is calculated on a daily basis. If you only save 6.5438 million yuan a day, then you can get the basic rate of return. However, if you can save this money for a longer period of time, such as one year or three years, then your income will be more abundant.

If the basic rate of return of Yu 'ebao is 2.358%, that is, if 65,438+10,000 yuan is deposited in Yu 'ebao for one day, its income is 6.46 yuan. But the real income will be affected by many factors, such as historical rate of return, market environment, duration and so on. When choosing Yu 'ebao, you need to make more informed decisions according to your risk preference and market risk.