The time to turn the clown is after 24 o'clock in the evening, strictly speaking, the early morning of the next day. Deposit at night 1 1: 59, and withdraw at 12: 0 1, and no interest will be earned for one day. The interest of the current treasure is "T+ 1", but the money is transferred from the current account to the current treasure account at night, which means that "T+0" cannot get the interest of the current deposit.
Lifelong Bao is a cash management RMB wealth management product launched by China Everbright Bank. It has the characteristics of daily financial management, withdrawal at any time and lifelong benefit from signing a contract. The initial investment is 50,000 yuan, and the expected annual income is 2.8%~3%. This product is a guaranteed income type, with a risk level of one star and a low risk level.
Extended data
China Everbright Bank is scheduled to issue a high-yield product-Sunshine Wealth Management Lifelong Treasure C to high-end customers on August 3 1 20th12nd, with a higher starting amount and higher income. The original products a and b remain unchanged. The specific elements of clown C are as follows:
1, product establishment date: 20 12 August 3 1?
2. Initial amount and incremental amount of the product: the initial amount is 5 million yuan, which is increased by an integer multiple of 1 10,000 yuan?
3. Minimum deposit of current account: RMB 654.38+10,000.
4. Expected annual rate of return on the first-phase product investment: 3. 1%.
5. Product characteristics
(1) manage money every day, with liquidity and openness. Design the most liquid financial products for investors. Calculate the investment income every day, pay last week's income every week, and provide 7 days *24 hours super liquidity support, which is better than the current demand;
(2) Quit at any time without reservation. The product adopts the automatic transaction trigger redemption mechanism, and can use the corresponding funds in the wealth management account through cash withdrawal, consumption, transfer and investment transactions (such as purchasing wealth management products), which has both the investment income of money market funds and the flexibility of demand deposits;
(3) Stable income and transparent information. The expected annual rate of return from this Wednesday to next Tuesday is published through the portal website every Wednesday, and the income is stable within one week, so customers can know the product income of next week in advance;
(4) Sign a contract once and benefit for life. After signing this product, if the customer does not voluntarily cancel the contract, the system will handle the investment and purchase of this product for the customer at the end of each day according to the signed Agreement on Investment and Financial Management of Sunshine Finance business treasure Account, and effectively carry out cash management.
Reference: China Everbright Bank official website? Announcement on the expected rate of return of sunshine wealth management products? 、
Everbright Bank official website? Announcement on the issuance of live treasure C.