What are the buying methods of active funds? I believe this is very important for everyone who wants to buy an active fund, so Bian Xiao specially brings us how to make a profit through the fund. I hope you like it.

How on earth do we make a profit from this fund?

Capital appreciation: when the assets invested by the fund (such as stocks and bonds) appreciate in the market, the net value of the fund will also increase. Investors can realize capital appreciation by holding fund shares for a long time.

Dividend income: Some foundations regularly distribute dividends to investors according to their investment income. These dividends can be distributed to investors in the form of cash or extra shares.

Interest income: the fund may hold fixed-income products such as bonds, and these products will pay interest income to the fund on schedule. This part of the income will also be reflected in the net value of the fund, and investors can enjoy the corresponding interest income.

Dividend income: if the fund invests in stocks, then when the stocks pay dividends, the fund will also get the corresponding dividend income, and investors can share this part of the income.

Is the fund profit stable?

The fund's profit is not stable, and it will be affected by many factors, such as market fluctuation, fund manager's investment strategy, economic environment and so on. There are risks in fund investment, and investors may face the risk of loss.

Different types of funds have different risk levels and income potential. For example, equity funds are usually risky, but their potential returns are also high; The risk of bond funds is low, but the potential income is relatively low. Investors need to choose the appropriate fund type according to their risk tolerance, investment objectives and time period.

Investors are advised to conduct full research and due diligence when choosing a fund, understand the investment strategy, historical performance, cost structure and other information of the fund, and make evaluation and decision based on their own situation. If you are uncertain about the fund investment, it is recommended to consult a professional investment consultant or financial planner.

What are the active ways to buy funds?

There are several ways to buy active funds:

Online account opening and purchase: Select a reputable securities company, open a securities account on its official website or mobile APP, and after completing real-name authentication, you can search and purchase interested active funds through the trading interface.

Online banking purchase: Some banks provide fund subscription function on their online banking or mobile banking clients. After registering and logging into your account, you can directly purchase active funds.

Fund consignment channel purchase: such as bank counter, securities business department, third-party financial platform, etc. , you can purchase active funds by filling in relevant forms or applying online.

Fixed-term investment: Select an active fund, set a fixed-term investment plan, and automatically deduct money to purchase fund shares every month or quarter according to preset rules.

It should be noted that before buying an active fund, you should carefully understand the investment strategy, risk level and historical performance of the fund and make appropriate choices according to your risk tolerance and investment objectives. At the same time, investment is risky, so please make a careful decision.

How to buy a fund?

The difference between direct selling on the fund company's website and purchasing and redeeming funds in the bank (or online banking)

1. Fund fees (subscription and redemption fees) directly subscribed by fund companies are low.

Funds subscribed in banks or bank online banking have high handling fees (subscription and redemption fees);

The fund company should pay the commission to the bank from the difference in handling fees.

2. Funds directly subscribed by fund companies cannot be redeemed in banks or bank online banking. Can only be redeemed from the fund company online.

Funds purchased in banks or bank online banking cannot be redeemed on the fund company's website, but only in banks or bank online banking.

The fund company directly buys the fund, but the bank does not get the commission, and the fund card of the bank can't find the information of the directly purchased fund.

3. Advantages and disadvantages of direct selling:

Pro: Online operation saves trouble and money.

Disadvantages: it is troublesome to forget the fund account number and password. In addition, when the subscription and redemption are busy, it will be difficult to log in to the fund company's website for a long time, and it will be impossible to log in when the fund company's website server fails. If you are not logged in, you will not be able to trade. It is useless to worry at this time, and there is no way.

4. If you forget the fund account number, you can log in to the website of the fund company with the account opening certificate number. If you forget the password, the initial inquiry password is the last six digits of your account opening certificate number (if there are letters and numbers, please use 0 instead). For security reasons, please change your query password in time when logging in for the first time.

If you accidentally forget the revised inquiry password, fax a copy of your ID card together with information indicating the fund account number, reasons and contact information to the customer service phone of the fund company: the customer service staff will reset the password after verification and will contact you actively to inform you of the reset password.

Trading of funds

1, how to buy it?

Trading timing can be distilled into one sentence: "Buy low and sell high".

In addition to the simplest fixed investment, we must learn to choose the buying opportunity.

When the fund is undervalued, we buy it and then sell it at the right time after the valuation rises, thus completing a successful transaction.