1, the new fund has a three-month closure period, and the three-month bull market has ended. Congratulations, you didn't make any money and successfully avoided the bull market. At the same time, you will face a bull market crash, double kill! ! ! 2. Some people buy closed-end funds in the bull market. They may make some money at first, but after three years, the market doesn't know what's going on. Congratulations, the leek has been cut again. Alipay likes to recommend various funds to everyone. Don't buy it indiscriminately. If you buy them, it's easy, into the pit. If it is 1 year for 365 days, Alipay will recommend Tian Hong CSI Bank Index to you, saying that it is underestimated, and it has been underestimated for several years. Buy a pit, be accurate.