Business characteristics:

1. High profitability: customers can realize the compound interest income of seven-day time deposit.

2. Convenient procedures: customers only need to sign a contract with Harbin Bank.

Extended data:

Seven-day notice deposit:

The first batch of ultra-short-term financial management funds with a short operation period of 7 days in China have recently appeared. What's the difference compared with 7-day notice deposit?

Compared with traditional cash management tools such as money funds and bank wealth management products, the average annualized rate of return of short-term wealth management debt base put on the market in recent years is 8- 10 times that of demand deposits and 2-3 times that of 7-day call deposits.

Relevant persons of ICBC Credit Suisse Bank's 7-day wealth management fund told reporters that the current deposit interest rate is only 0.35%, and the annual interest rate of 7-day notice deposit is 1.35%.

If 50,000 yuan of idle funds are put into the "notice deposit" and it is agreed to be withdrawn after 7 days, the interest earned after 7 days is 50,000 yuan ×1.35% ÷ 365× 7 =12.945 yuan;

If it is deposited for 7 days, the interest earned after 7 days is 50,000 yuan ×0.36%÷365×7=3.356 yuan.

At the same time, the 7-day financial management debt base shortens the operation cycle to 7 days, the benchmark of performance is the after-tax interest rate of 7-day notice deposit, and the investment threshold is as low as 1000 yuan.

After the operation, investors can automatically switch to the next 7-day fund wealth management product if they don't redeem the fund.

For ordinary people, as long as they have some idle funds at hand, they will definitely put their money in the bank. In the process of deposit, there are current, fixed, large deposit certificates and seven-day notice deposits.

Seven-day notice deposit is not financial management. In fact, a seven-day notice deposit is a time deposit.

Time deposit, also known as "time deposit certificate", is a kind of deposit in which the bank and the depositor agree on the term and interest rate in advance when depositing, and withdraw the principal and interest after maturity.

In addition, the seven-day notice deposit cannot be withdrawn at any time.

If investors want to withdraw money in advance, they need to make an appointment with the bank in advance for the time and amount of withdrawal, and then go to the bank for withdrawal procedures at the agreed time.

If there are unclear investors, you can also consult the bank customer service to find out clearly.

A seven-day notice deposit is a time deposit. Time deposit is an investment in which the bank and the depositor agree on the term and interest rate in advance when depositing, and withdraw the principal and interest after maturity.

Financial management means that issuers develop, design and sell products for specific groups (issuers are generally banks, insurance companies, securities companies, etc.). ).