first of all, there is no such thing as a death date for funds. You may be talking about the closed period, right? If yes, you can redeem it at any time after 1 month, if not, you can redeem it at any time. It's still quite profitable to buy funds now. The stock market goes up. Basically, funds go up. However, there is a big risk in the market outlook. Of course, if it is spare money, the probability of making money five years later is still great. After 1 years, 99.99999 ...% made money, haha. Therefore, there is no need to rush to redeem, just pay attention to the stock market for a week. I don't know what kind of fund to buy. Finally, log on to his website to inquire. From the perspective of financial management, buying a fund is correct. If you don't believe me, you can look for books on financial management online, and they all recommend funds! thank you ! !