Investment is risky. After canceling the fixed investment, the fund shares that have been fixed investment will be redeemed when they are at a loss, and then they will be profitable when they are profitable. Therefore, it is suggested that after canceling the fixed investment, the funds that have already been fixed investment need not be redeemed in a hurry, and then redeemed when there is income. Fixed investment funds are long-term investments, and it is difficult to have good returns in the short term.
Especially in the current stock market downturn, the loss is normal. Only by insisting on long-term fixed investment and effectively diluting the investment cost can we get better returns.
Extended data:
Because the regular quota comes into the market in batches, when the stock market is consolidating or falling, because the regular quota is undertaken in batches, you can buy more and cheaper, and the return on investment after the stock market rebounds is better than that of a single investment. For the China stock market, it should be a volatile upward trend in the long run, so regular quota is very suitable for long-term investment and financial planning.
Fixed-term investment funds only need investors to go through the one-time formalities at the fund agency, and then they will automatically deduct the subscription for each period, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units.
Baidu Encyclopedia-Fund Fixed Investment