The social security we usually pay in the company, that is, five insurances and one gold on a regular basis, is composed of part of our own salary and part of unit subsidies, and will be handed over to the corresponding departments of the local government for management. This is called social insurance fund.
The social security fund is a national social security fund, which is uniformly allocated by the state. The main sources of funds are the transfer of state-owned shares, central budget allocation, fund investment income and other funds approved by the State Council. The social security fund is managed by the National Social Security Fund Council. The main purpose of social security fund is to deal with major national events, as well as the aging population and insufficient pension.
As we all know, the management of social security fund in China is very stable. At present, the scale of this super fund has exceeded 26,000 yuan.
Since its establishment in 2000, the social security fund has achieved positive returns in all years except 2008 and 20 18, with an average annualized rate of return of 8. 14% since its establishment 20 years ago. It can be said that it is very powerful.
The main reasons why social security funds can achieve good returns are:
1. Insist on long-term value investment.
The social security fund has stocks 100 for more than four quarters and 28 stocks for more than four years, which fully implements the concept of long-term investment.
2. Pay attention to the balanced allocation of assets.
The allocation of fixed assets of social security funds is not less than 40%, generally not more than 50%, and the allocation of equity assets is generally above 50%. Asset allocation is very balanced.
3, high-quality managers
Social security fund managers are all outstanding in the market, including A-share market 18 manager, overseas market 19 manager and price stock fund market manager. The specific list is mysterious.