How to get started quickly by buying funds_How to buy funds to get the most profit Speaking of fund investment, many people know about it and want to try buying funds, but they know little about funds and don’t know how to start.

So how can a novice investor get started quickly by buying a fund? The editor will answer your questions below.

How to get started quickly by buying a fund? Simply put, a fund is a certain amount of funds established for a certain purpose.

The fund investment we often refer to often refers to public funds in a narrow sense.

The fund company establishes a new fund and sells fund shares. Investors use funds to purchase fund shares. In this way, the funds are gathered to form independent property, which is managed by the fund custodian (bank) and the manager (fund company) according to the fund contract.

According to the regulations, funds can be invested in other major types of assets to obtain returns, and the interests and risks are shared with investors.

According to different investment directions, funds can be roughly divided into currency funds (mainly investing in bank certificates of deposit, short-term government bonds, etc.), bond funds (mainly investing in bonds), stock funds (mainly investing in stocks), and mixed funds (stocks and

Flexible allocation of bonds and other assets).

Monetary funds have low risks, low returns, and good liquidity. They are suitable for people with poor risk tolerance and are also suitable for small change management.

Bond funds have low risks and slightly higher returns than money funds. They are suitable for people who pursue stable returns with higher capital security.

Stock funds have high risks and high returns, and are suitable for people who dare to take risks and pursue high returns.

Hybrid funds have intermediate risk and return capabilities.

After clarifying the definition and classification of funds, you can start to choose an investment method. Fund investment can be a one-time purchase or a fixed investment.

If you have a total of 50,000 yuan, a one-time purchase is like buying Fund A for 50,000 yuan today; regular fund investment is like buying Fund A for 1,000 yuan on the 1st of every month.

One-time buying is suitable for rising markets, fixed investment saves time and effort, spreads risks, and is suitable for bear markets and volatile markets.

There are many investment channels for funds, which can be purchased from banks, securities companies, fund companies, and other third-party platforms, such as Alipay, Tiantian Fund, etc.

How do fund novices invest in their first fund? First of all, we need to clarify the concept of fund fixed investment. Fund fixed investment means investing money in a fund at a fixed time and in a fixed amount, which means it has the dual functions of forced savings and investment. Fund fixed investment is

For medium and long-term investment, after we buy a fund, it is equivalent to handing over the money to the fund manager to take care of it. After clarifying the basic concepts, we can start our fund investment journey.

For most novices or novices who have never been exposed to fund investment, the most convenient channel for fixed investment funds is Alipay. There is no need to open an additional account or download additional software.

We can open Alipay, select the financial management column in the menu at the bottom of the Alipay homepage, and after entering financial management, select funds. Then we can have a menu of fund rankings. Click in and you can see many types of funds.

First of all, stock funds have the highest risks and returns, and losses are also more exciting. Secondly, there are hybrid funds and index funds. Bond funds are funds with lower risks and not particularly high returns. If you are a novice, it is recommended to start with index funds and hybrid funds.

Funds began to make fixed investments.

Select Index Fund in the menu, and then select the past three years. You can see the index funds with the highest performance in the past three years. Select one at will and you can enter the fund's details page, which contains various detailed information about the fund.

In the fund trend, if the fund's performance can significantly outperform the market, it means that the fund can be put into our fixed investment alternative fund pool. Then look at the fund's historical performance data and select the top 25% of the income in the past year and the top 25% in the past three years.

, the funds that have ranked in the top 25% in the past five years and the short-term performance in the past six months and the top 30% of funds in three months.

Regarding fund size, for general active funds and enhanced index funds, it is better to choose funds with 5 to 5 billion yuan. For ordinary index funds, the larger the fund size, the better. Try to choose funds that have been established for more than 3 years. For active funds,

, we should focus on fund managers. It would be better if they have been in the industry for more than 4 years and their past performance can be maintained at an annualized rate of more than 15%.

Through these criteria, we can simply select the first fund we want to invest in.

How to make money by fixed investment in funds? 1. Choose fixed bids: The basis for making money by fixed investment in funds is based on good funds.

For us, choosing a good fund product is a top priority.

We need to screen and compare various information such as the fund's historical performance, maximum drawdown, position distribution, investment style, fund managers, etc. to ensure that there are no fundamental problems.

2. Determine the fixed investment cycle: Regarding the fixed investment cycle, there are often daily fixed investment, weekly fixed investment, monthly fixed investment, and irregular fixed investment.