The method of publishing the income distribution of the money fund is based on the calculation of "every ten thousand income". For example, "income per 10,000 shares" on a certain day means that the income per 10,000 shares of the Monetary Fund can be 0.4436 yuan, and 5,000 shares is 0.22 18 yuan. Another figure that understands the income situation is the "7-day annualized rate of return", that is, the average income of the last 7 days is converted into a one-year rate of return.
"Earnings per 10,000 shares" is your actual daily income, and "7-day annualized rate of return" is a parameter to understand the long-term profitability of a monetary fund. ? The only way for the money fund to pay dividends is "dividend transfer", that is, the fund company transfers the accumulated income to your money fund share on a fixed day every month.
Extended data:
Money fund investment skills:
1. The money fund is an open-end fund, which invests in the money market, mainly investing in bonds, central bank bills, repurchase and other short-term wealth management products with high security, and the longest term cannot exceed 397 days. Money fund income is generally higher than the bank's time deposit interest rate, which can be redeemed at any time and confirmed by T+2. Therefore, the money fund is very suitable for units and individuals who pursue low risk, high liquidity and stable income.
2. To buy money funds, we should adhere to the principle of "buying old money without buying new money, buying high money without buying low money, and being short and not being long".
3. When purchasing money funds, priority should be given to the old funds, because after a period of operation, the performance of the old funds has become clear, but it will take time to verify whether the newly issued money funds can achieve good performance.
4. At the same time, investors should try to choose the type of high-yield money fund with the highest annual return. However, it should also be remembered that the Monetary Fund is more suitable for managing current funds, short-term funds or temporary funds whose current use is difficult to determine. For the medium and long-term funds that have not been used for more than one year, we should choose financial products with higher returns such as treasury bonds, RMB financial management and bond funds.
Baidu Encyclopedia-Monetary Fund