Why do you want to do family financial planning?
Because we want to ensure the stability of funds and family economic life and improve the quality of life, so that we and our loved ones can live happier, happier, healthier and longer, we should consider three aspects: deposit+insurance+fund when making family financial planning.
The purpose of allocating deposits is because financial management is risky, and deposits are guaranteed to protect capital and interest, so it is necessary to allocate certain deposits, and insurance is also very important in life, because it is uncertain what will happen in the future, and finally the fund. When allocating funds, it is generally recommended to give priority to monetary funds or pure debt funds with low risk, because stable income is the main consideration in family financial planning.
What are the benefits of family financial planning?
Doing a good job in family financial planning is conducive to reducing family risks, promoting family harmony and pursuing a high-quality life. It will also help children's lives, let them know how much their assets are and analyze their financial situation.
In addition, it can also ensure the family's economic security, but it is worth noting that because each family's income and expenditure will be different, investors should consider their own situation and make a family financial planning that suits them.