Fund investment is entrusted by customers to help customers choose funds to buy funds and charge a certain service fee. Many large fund companies have carried out fund investment business, and fund investment can be said to be the representative of the future trend. It is still in the initial stage of exploration.
The advantage of "help you vote" is that you can make big data statistics and calculations on various activities of users through Alibaba's platforms such as Taobao, Tmall, Alipay and Hungry, analyze each person's characteristics and investment goals, and then match an investment strategy for you in a pre-set strategy pool. But if you don't have much data on Alipay or have your own specific plan, the results of big data analysis may not be very accurate.
Open Alipay and enter the financial column. In the upper part of the financial column interface, you can find "Help you vote".
Click in, enter the recommendation interface, and click "Free Matching Strategy" to get an investment target that has been matched by big data calculation. My collocation is "Endeavour Strategy", and the suggestions given are 80% for equity funds and 20% for fixed income funds. Then I give an income calculation: invest 100000 and hold it for three years, and calculate the accumulated income earned 1788. If you agree, you can click Transfer immediately.
If you are not satisfied with this suggestion, you can also slide the screen left and right to refer to other asset allocation strategies with risk-return characteristics.
The initial investment in 800 yuan only needs to be transferred from Yu 'ebao. According to the trading rules, the investment service fee is calculated according to the daily total assets, which is roughly equivalent to the service fee charged for the total assets every year.
This is the general operation process of "voting for you".