The fixed investment of the fund is a very good investment method, as long as it is regularly and quantitatively invested. You don't need to spend a lot of time and energy to get a good return. For many people, how much should the fund invest? Let's take a look together.

1 Determine the fixed investment amount according to the monthly deposit funds: For ordinary office workers, the fixed investment amount per month should generally not exceed half of the spare money per month. In addition to normal expenses, there may be other extra emergency expenses, so you should keep enough money on hand for a rainy day.

2. Determine the fixed investment amount according to the investment target. Make your own deposit plan first, then calculate the amount to be shared every month, and then make a specific implementation plan.

3 Eliminate the allocation of household assets and determine the amount of fixed investment. It is suggested to draw lessons from the idea of family asset allocation and divide the money into four parts, which are used for daily expenses, insurance, fixed investment and investment, and one part is used for fixed investment of the fund.

For a sudden sum of money, such as large subsidies, year-end awards, project bonuses, etc. If you want to make a fixed investment, you can divide this income into 12-24 months to make a fixed investment in the fund.