First, how to avoid risks. Capital risk is actually a kind of fluctuation, with ups and downs, but only when it flows can it be considered as real risk.
1. Choose a platform and buy it on a regular platform, or buy funds with S&P credit rating. This is because the first platform screens for you, and the higher the credit rating, it proves that the company behind the investment has greater financial strength and stronger repayment ability.
2. Dispersion of investment targets. Domestic and foreign funds buy at the same time, and buy more funds invested in Fortune 500, ASEAN and BRIC countries.
3. Time is scattered. Make a fixed investment by using the theory of digging holes. If you go in at 60 o'clock, it has been falling but there has been a fixed investment. When it falls to 30, your total position cost is actually reduced a lot. When it rises to 60 points, that is, when it returns to the cost price you originally bought, you have already completed a complete digging action, and as a continuous buyer, you are not afraid of falling.
Second, how to ensure the income. Generally, when we buy a fund, we look at the income curves of 1, 3 and 5 years, and we find that 10 years are all good, followed by fund managers, ranking, and Daniel recommends buying. Here is a big recommendation:
Buy active funds, especially foreign "giant funds", that is, funds managed by top capital management companies rated by Morningstar. Their financial strength is dozens of times that of several similar companies in China, such as BlackRock and Fidelity. There are specialized fund managers to study investment in order to obtain a higher rate of return than the market, but these giant Kim Jae Jung countries do not. It is recommended to buy foreign or Hong Kong bank cards.