1. Medical insurance for urban residents: generally, the insurance premium for the next year will be paid from May to June every year, from September1-to October 30th for primary and secondary school students and college students, and from June1-to June 30th for old urban residents, ordinary urban residents and children. Specific local policies shall prevail.
2. Rural medical insurance: Generally, every year from September to 65438+February, the village committees will collectively notify that the payment can be made before the deadline shown in the last payment cycle. If the centralized payment cannot be postponed to the second time within the time limit, the payment standard is:1-May, according to the corresponding individual payment standard, 6- 10, and according to the corresponding individual financing of urban residents' medical insurance.
3. Medical insurance for urban workers: The medical insurance for urban workers is included in the social security for employees, and the personnel department of the work unit is responsible for paying it every month. After the urban residents participate in the insurance payment, if the payment is interrupted, they will not pay the interrupted medical insurance premium when they participate in the insurance payment again.
Medical insurance is one of the basic contents of social insurance system, and it is a social insurance project widely implemented in all countries in the world today. At present, China has established the basic medical insurance system for urban workers, the new rural cooperative medical system and the basic medical insurance system for urban residents. The contents of medical insurance mainly include: basic concepts, employee medical insurance and resident medical insurance.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.
China's basic medical insurance is one of the most important types of insurance in the social insurance system, which constitutes a modern social insurance system together with basic old-age insurance, work injury insurance, unemployment insurance and maternity insurance. The medical insurance system is usually enforced by national legislation, and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees. Therefore, medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality.
Legal basis:
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or make up the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in the bank and its financial institution, and may apply to the relevant administrative department at or above the county level for making a decision on the allocation of social insurance premium, and notify its bank or its financial institution in writing to allocate social insurance premium.
If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, and the proceeds from the auction will be used to offset the social insurance premium.