if you buy a trust, just go directly to the trust company. Don't go to the bank. The bank will charge a commission fee. If something happens, it has nothing to do with the bank legally. Trust investment period: 12 months. Eighteen months. 24 months. The interest rate is 8.5%-1%, starting from 1 million and starting from 5,. Supervised by the CBRC. Have a financial license. Want to buy a trust? Trust me privately.