1. According to the product nature, CCB Wealth Management is a combined fund, which consists of 4% money fund and 6% bond fund. The money fund is invested in CCB cash to increase profits, and the bonds are invested in Caitong Asset Management Hongyi short-term bond C, Ping An Ruyi short-term bond E and Xingquan Wentai bond, each with 2%. As of the end of the last year, the expected rate of return is higher than that of pure money funds, which is competitive and suitable for prudent investors. It can be transferred out at any time. The initial purchase amount is 3 yuan, and there is no subscription fee. The redemption fee for holding for more than 3 days is .
2. Understanding from the product risks, CCB Wealth Management is a low-risk wealth management product. The issuer of CCB Wealth Management is CCB Fund, which was established in September 25 by China Construction Bank Co., Ltd., Principal Financial Group of the United States and China Huadian Group Capital Holdings Limited. The management system is perfect, professional and has strong anti-risk ability.
3. What are the advantages of CCB Financial Management? 1) CCB Wealth Management has high liquidity, has no investment term, and can be accessed at any time. It can be purchased before 15: on the trading day, and the share will be confirmed by T+1, and it can be sold after confirmation. 2) The investment risk of CCB Financial Management is low. On the one hand, its issuer, CCB Fund, has high risk resistance; On the other hand, as a monetary fund and bond fund, the combined fund has certain security guarantee. 3) It has higher expected rate of return and bank deposit interest rate than pure money funds. I'll say so much about what CCB Financial Management is, and I hope I can help you. Warm reminder, financial management is risky and investment needs to be cautious.