When an individual pays endowment insurance, the payment base is generally set according to a certain proportion of the average salary of the local society (for example, you have three grades, high-grade salary 100%, middle-grade salary 80% and low-grade salary 60%), and 20% of this payment base (this place is not exactly the same, and it may be slightly lower in some places, but there is little difference in the whole country), of which 8% goes into the personal account.