Fixed income+fund takes into account both bonds and equity assets, and has both offensive and defensive functions. It makes full use of the seesaw effect of the stock and bond market. In the bear market of the stock market, it is more defensive to increase investment in bonds. In the bull market, it can keep up with the rise of the market and achieve relatively stable performance in the volatile market.

In recent years, fixed income+funds have become more and more popular, and more and more new fixed income+funds have come out, which also shows that the investment market is more inclined to invest steadily.

What kind of investors are fixed income+funds suitable for?

Investors who expect long-term stable returns, different investors have different investment risk preferences, some investors have lower risk preferences, and some idle funds in their hands can be used for medium and long-term investment planning. Fixed income+fund is a very good choice.

Investors who insist on making short-term investments but want stable returns have different requirements for liquidity. Some people may only have a temporarily idle fund in their hands, hoping to generate some stable income as much as possible, which can keep up with the bank's wealth management income, or they can choose fixed income+fund.

Financial management Xiaobai, the biggest feature of financial management Xiaobai is that he wants to participate in financial management, but suffering from inexperience, he can choose a relatively stable fixed income+fund, with low investment threshold and relative stability. Compared with products with stable income such as money funds, it is more cost-effective.

For investors who need to balance asset allocation, some investors have no plans when they start investing, resulting in investment accounts that are all equity products or fixed-income products. At this time, we can strengthen asset allocation by increasing fixed income+fund, balance the risk of the account or enhance the income of the account.