1, the fund can only be distributed after the current year's income makes up for the previous year's losses;

2. After the distribution of fund income, the unit net value cannot be lower than the face value;

3. If the fund investment has a net loss in the current period, it cannot be distributed. In addition to meeting the requirements of relevant laws and regulations, fund dividends should also be paid in accordance with the income distribution clauses in the prospectus.

Whether the fund can pay dividends depends on its operating income, and the operating income is only partially related to the change of net worth. As you said, 2.0 yuan bought in 1 month, and its net value fell to 1.5 yuan in1month due to the general trend. If the last dividend was paid in 1 month, there should be a net operating loss in/kloc-0 1- 10/month, which does not meet the dividend conditions; If the last dividend was paid when the net value was below 1.5 yuan, and the current operating income was positive, then it is reasonable to pay dividends on the premise of meeting the above dividend conditions, but I am afraid that not many fund companies will choose dividends under such unsatisfactory operating conditions unless they are very pessimistic about the market outlook.

According to the Interim Measures for the Administration of Securities Investment Funds, fund managers must distribute at least 90% of the net income of funds in cash. The so-called net income of the fund refers to the balance of the fund income after deducting the expenses that can be deducted from the fund income according to the relevant regulations, including dividends, dividends, bond interest, price difference between buying and selling securities, bank deposit interest and other income.

There are two ways to pay dividends: cash dividend and dividend transfer. Generally, the default is cash dividend. Cash dividend means to transfer the dividend to your account after the dividend is paid. This is your money, not the fund. Dividend conversion refers to automatically purchasing your dividend into an equal fund after dividend distribution, that is, after dividend distribution, the number of your fund shares increases, and the net value of the fund will of course change (there is no subscription fee for dividend conversion).

No, you can look at the specific prospectus. It is impossible to force a monthly dividend.

After meeting the above conditions, there is no hard and fast rule on whether to pay dividends and how long to pay dividends! It depends on the decision of the fund manager ~ we ordinary investors are more passive!