Social security transfer will not affect. Social security transfer refers to the transfer of endowment insurance relationship between insured persons who are employed across provinces. The insured only needs to apply, and the rest of the work is handed over by the social security departments of the two places.

Inter-provincial transfer of social security may cause losses, and the calculation methods, stipulated social security payment bases and payment ratios of different provinces may be inconsistent, and there may also be losses. However, there is generally no loss in the transfer of old-age insurance in social security, and other insurances such as medical insurance may have losses.

First, the process of handling social security transfer is:

1. Contact the personnel of the original employer and ask the insured to declare social security relief;

2. Prepare relevant materials, and I or my agent will handle the transfer business with the relevant materials at the social security center of the transfer place;

3. When the receiving place goes through the transfer formalities, the Social Security Office will review the materials according to different business needs and generate a contact letter.

Second, the impact of social security transfer:

1, the impact of pension: How much pension you can get when you retire is closely related to the individual payment period, payment base, personal account balance and the average salary of employees in the pension receiving area. Under the same conditions, the average social wage in first-tier cities is higher than that in other places, so the pension received in first-tier cities is much higher than that in other places. So if you change jobs in the city, there is no need to transfer to social security. If you have paid social security in a big city for more than ten years, and you meet the retirement requirements locally, you may consider not transferring social security at this time.

2. Impact on medical insurance: The medical insurance relationship can transfer the accumulated payment period and personal account balance, and this part of the overall account will enter the local social security overall fund, which will be dominated by the relevant local departments and will not be transferred. The balance of personal accounts in some cities cannot be transferred. It is recommended to go to the pharmacy to run out of funds before transferring money.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.