order
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Why tell such a story?
The story form is not always impeccable.
Stories create a sense of distance.
Have a clear direction.
All the principles are ancient.
Useful and necessary knowledge
Law of wealth
Anything is possible.
Neglect is an admission of failure.
Nothing can stop you.
The road to financial freedom
Clues to the book Qian Qian the Puppy.
1. First of all, make clear what money means to you.
2. Set the most important goal. Why do we have to emphasize some goals in the "long wish list"
3. Why is it important to dream of storing that jar and dream album? How our subconscious mind supports us. What preconditions do we need to meet for this?
Why can't we solve our financial problems only with higher income?
5. How can we not give up the decision we have made-the art of imagination?
6, this is not always easy, there will be some people who want to stop us from achieving our goals, even resistance! Often from our relatives and friends, but there are still some ways not to get lost.
7. Why a "success diary" can increase our income more and more, and why self-confidence is the most critical factor.
8. How can people take their favorite hobby as their career, thus greatly increasing their income again?
9. The difference between importance and urgency. How can people not deviate from the set goals ―― no matter what the circumstances.
10, the key to putting it into practice: the 72-hour rule.
1 1. How do we make a lot of money-in a simple way.
12, the four most important principles of debt reduction
13. The story of goose laying golden eggs-how people live within their means.
14. How to use the bank correctly and make it a pleasure?
15, the essence of happiness and how to get more happiness.
Is it okay to love money? Tips about the cash in the safe.
17, money is "neutral", what does this mean, and the connection between money and happiness.
18, it is very important to return some income.
19, the best way to deal with fear, the role of success diary.
20. One of the most effective ways to increase funds: investing in clubs and five rules to ensure success.
2 1, the magic of starting from scratch.
22. The three most important rules that apply to all investments.
23. What is a stock and how does it work? How is the income generated (securities trading profits and dividends)? Are you suitable for stock investment? You will come to a conclusion soon.
24. Why is it important to give up the familiar environment occasionally and engage in what you are afraid of?
25. How to make you earn more than 12% interest every year is almost the best investment form and the best investment strategy.
26. Why are equity funds safer and can bring you good returns? Three bases for choosing insurance funds.
27. Why investment funds are simple.
28. In this case, what has your money become-the power of interest.
29. Volatility: How to balance risks and profits?
30. How to easily calculate interest and quotation in your mind?
3 1. What should you do when the exchange rate falls? How to get high profits in this situation?
32, the use of funds to obtain reliable and high profits.
33. The real meaning of inflation and how you can easily calculate its impact on your property and how to make inflation your best friend-when you choose the right investment object.
34. What impact does money have on other areas of our lives? What will happen when we study the topic of money more?
Chapter 1 White Labrador retriever
The little girl's family went from renting a house to buying a house by herself, but the economic situation was not optimistic. When she met an injured puppy, she took care of it and named it Qian Qian. She undertook a profound friendship and gave her life to save the dog's life. An accidental puppy speech taught her the attitude and cognition of money.
You must really have this desire yourself; Write down ten reasons why you want to be rich; "The difficulties in the world must be easy, and the major events in the world must be detailed."
There are some secrets and laws about money in Qian Qian's quotations. To understand these secrets and laws, the premise is that you really have this desire.
Chapter II Dream piggy bank and dream photo album
The dog Qian Qian speaks for the first time.
The content of ten reasons has been reduced to three. Three things, the first suggestion is to make a wish album, collect photos related to your wishes, post them in the album, and think through pictures; Second, read the photo album several times a day and imagine that your wish has come true; Third, prepare a dream piggy bank.
You can't get anything by writing "You want more things" to a large mail-order mall. You can't get anything by writing "Please send me something better". You know exactly what you want, and then work hard.
People call this behavior "visualization". For everyone who has achieved something, the secret of success is the day when he dreams of success. They don't listen and imagine what will happen after realizing their dreams. The more you imagine, the stronger your desire will be, and you will start looking for opportunities to realize your dreams.
Qian Qian's Quotations If you just try, you will end up in failure, and you will accomplish nothing. Trying is purely an excuse. Before you do it, you have figured out a way out for yourself. You can't experiment, you only have two choices: do it or not.
Chapter 3 Darry, a boy who can make money very much.
The little girl was laughed at by her mother and was very depressed. Through talking with her classmate Monica, she realized that she was not confident. Then Qian Qian, the dog, started the second conversation, telling the story that Darry had a million dollars when he was 17 years old, about how to gain self-confidence and correct behavior.
Maybe you can't get money from others, but I know you always give up easily and you don't even want to try. You always think of what you can't do first, so you won't succeed
Knowing how to achieve it is not the most important thing. What is important is that you really have this desire, otherwise you will give up when you encounter any suffering.
Whether you can make money or not, the most critical factor is not whether you have good ideas or how smart you are, but your confidence.
Establish a self-confident "success diary". At the beginning, if you are not sure whether you should write down one thing, you will always give a positive answer.
When Darryl was 8 years old, one day he wanted to go to the movies. Because he has no money, he is faced with two choices, whether to ask his parents for money or earn money by himself. He chose the latter. Two important suggestions for successful businessmen: first, try to solve a difficult problem for others, then you can make a lot of money; The second is to focus on what you know, what you want and what you have.
Darry picks up newspapers for others, then helps to throw garbage, feed pets, look after the house, water it, learn to write advertisements, record how to make money, hire other children to help, and publish the best-selling author "250 points for children to make money",/kloc-his own talk show at the age of 0/5, 17, millions of dollars.
Qian Qian's Quotations Whether you can make money or not, the key factor is not whether you have good ideas or how smart you are, but your confidence.
From the day when a person focuses his experience on what he can do, what he knows and what he has, his success has already started Xu Mo, which also makes a child fully capable of earning more money than an adult.
Chapter IV Cousin's Way of Making Money
Think about how to make money, think of a rich cousin, and show the basic conditions for making money through his way of making money.
Content concentrate on doing one thing, looking for my cousin. My cousin delivers bread, works in a nursing home, and associates his favorite cycling with earning money. Cousin suggested, first, don't pin your hopes on a job at any time. It won't take as long as you think. You should look for another job at once. Secondly, you are bound to encounter some difficulties, which you can't predict now. In good times, everyone can make money, but in bad times, everyone knows everything.
You'd better figure out what you like to do, and then consider how to make money with it.
Chapter V Former Master of Qian Qian
The little girl met Qian Qian's former master through menstruation and was separated by a car accident. Qian Qian criticized her for not keeping a diary of success, and pointed out that the most important thing is to keep doing it.
This is a mistake that many people who have no money like to make. They always have so urgent things to do that they have no time to pay attention to important things. Three important things. First, when encountering difficulties, we should stick to our own wishes. When everything is normal, everyone can do it, and the real difficulties will be known. Second, you should do these things when things are going very smoothly; Thirdly, when you decide to do something, you must finish it within 72 hours, otherwise you will probably never do it again.
Qian Qian's Quotations You should do things that are of great significance to the future without interruption every day. You will spend no more than 65,438+00 minutes on this, but it is these 65,438+00 minutes that will make all the difference.
Chapter VI Debt-The Mistakes Made by Mom and Dad
Discuss with Qian Qian how to solve the debt problem of parents, draw the debts that ordinary people will encounter, and give four suggestions.
There are four suggestions for debtors: first, debtors should destroy all credit cards; Secondly, they should pay back the loan as little as possible (living within their means, spending and income will increase together); Thirdly, after deducting the living expenses, 50% of the remaining money is saved and 50% is used to repay the consumer loan. It is best not to apply for a consumer loan at all; Fourth, every time you borrow money, ask yourself, "Is this really necessary?"
Qian Qian quoted that debtors should destroy all credit cards; The loan should be repaid as little as possible; Half of the money that is not used for living should be saved and the other half should be used to pay off debts. It is best not to apply for a loan for consumption; Ask yourself, "Is this really necessary?" Before each loan.
Chapter 7 at Mr. Kim's house
The little girl went to see Mr. King and discussed a series of things that Qian Qian had taught her. Teacher Jin told the story of goose and golden egg, and understood why people can't be rich without goose.
Why can't content make money by doing what you like? The young man found that his goose laid a golden egg every day. He complained why the goose didn't lay two eggs every day. He got angry and split the goose in half. Goose represents your money, and interest represents golden eggs.
You must make a choice. Goose and wish can go together. According to your own goal, always turn one tenth of your money into a goose, and you will definitely become rich. Mr. Jin has a habit of turning 50% of his income into geese.
Qian Qian's Quotations When you set a big goal, it means that you have to work harder than others.
Chapter VIII Mrs. Tao Mu
The conversation with mom and dad leads to the difference between the general view and the view of making money, and leads to what to do when you have money through Mrs. Tao Mu.
This is my hobby. I like reading financial books and magazines about stock trading. When my husband died, he left me a legacy. At that time, I didn't know what to do with the money, so I began to learn how to manage and invest. This is a very interesting thing. Can make your money quickly increase in value. "
Quoted from Qian Qian-
Chapter 9 Adventure
Take care of Mrs. Taomu's dog, and then after she went through a burglary.
Suddenly I heard soft footsteps on the wooden floor. Frightened to a loss. Dull footsteps are getting closer and closer. Marcel quickly searched around and picked up the old telescope next to the sofa as a weapon. After a while, the door of the living room was opened a few centimeters. We ran around and Monica let out a scream.
Qian Qian's Quotations If I don't have my "goose", I always have to work to make money, but once I have my own "goose", my money will automatically work for me.
Chapter 10 in the old room
I saw some of Mrs. Tao Mu's cash property in the basement of the old place.
I also looked at the box. There are a lot of documents in it, a bundle of banknotes with a face value of 1000 mark and a neat pile of gold bars. Those gold bars are particularly conspicuous. They are really made of pure gold. Unbelievable.
Quoted from Qian Qian-
Chapter 11 Mom and Dad don't understand
Review your own process from the beginning to the present, especially the changes that have taken place, and summarize this process with a conversation with your parents.
On this day, my parents and I sat at the table and had dinner together. Without saying a word, they stared at the food with a rainy face. They always do this after every quarrel. I'm going to talk to them about their debts again.
Luck is actually just the result of full preparation and hard work. I found that many things have changed since I started to make money hard. Life has become more interesting. I have met many people in a different way from before, and the conversation with adults is also very interesting. I am very interested in these things because I know I will use them.
I will think about things that were not important before, and now I feel good about myself. Not because I have money, but because I am full every day. I try my best to understand all new things and think about these problems every day. I also learned a lot from my success diary, not only about my achievements, but also the reasons behind them. A brave person will be afraid, and a person who is afraid but dares to move forward is called courage. I found myself doing my best for the first time.
Marcel: "The work you do only accounts for half of the salary at most, and the other half is because of your idea and courage to realize it."
50% is used for goose growth, 40% is used for realizing short-term and medium-term dreams, and 10% is used for small flowers.
Luck in Qian Qian's Quotations is actually only the result of full preparation and hard work.
Chapter 12 The Return of Mrs. Tao Mu
Mrs. Tao Mu came back to further elaborate some methods and principles of financial management.
The reasons for keeping so much cash and property at home are: first, I like the appreciation of currency and gold, and I am happy; (2) Emergency use shall not exceed 5%-10% of the total; It is risky to invest a large amount of money in stocks, and it is wise to have some money in hand.
If a person wants to live a happy and more satisfactory life, he has to change himself. This has nothing to do with money. Money itself will neither make people happy nor bring misfortune. Money is neutral, and only when it belongs to someone will it have a good or bad influence. A happy person will be happier if he has money. A pessimistic and worried person, the more money, the more troubles. Money is like a magnifying glass, which can help you show yourself more fully. Money can also be a very powerful driving force in our lives.
My first thought before was why some things could not be done well. Now I pay more attention to what I can do, so I am more looking for solutions than making excuses.
"The best thing in my life happened because I did something I didn't dare to do", such as the pursuit of love, such as the pursuit of interest and freedom.
Qian Qian's Quotations Money will only stay with those who work hard for it, and those who get ill-gotten gains by illegal means will feel worse than when they have no money.
Chapter 13 Great Crisis
Synopsis "We have to live in a small suite again, so we can't help it!" My mother sobbed piteously. "We will never get rid of these debts." The future in dad's eyes is full of sadness. "And we can't afford anything." Mom cried and added.
Success in content will make people proud. If you are arrogant, you will stop studying. If you don't study, people will stop improving. When you keep a diary of success, you will think more deeply about yourself, the world and the law of success, and you will know more about yourself and your wishes, which will make you understand others. A thorough understanding of ourselves and all the secrets in the world is an ideal that we cannot fully realize, but we can gradually approach this ideal step by step.
You can't run away from difficulties. Fear of difficulties, mistakes and humiliation has ruined countless people's lives. You are much more capable than you thought.
When we imagine how bad things will get, fear always appears. The more we think about the possibility of failure, the more afraid we are. When you think towards positive goals, you won't be afraid.
Chapter XIV Investment Club
Three children and Mrs. Tao Mu set up an investment club and introduced the concept of stock through dialogue.
The content "Money Magician", the spell is 1, to ensure that you like to achieve financial success; 2. Be confident, have ideas and do what you like; 3. Divide the money into three parts: daily expenses, dream goals and golden goose account; 4. make wise investments; 5. Enjoy life.
The regulation is 1, and the party will be held once a month; 2. It is the duty of every member to attend the meeting; 3. No one has to hand over a certain amount of cash; 4. Don't take money away just because you want the goose to grow up; All decisions are made by all members.
Pay attention to three points in investment: 1. You should invest your money in a safe place: 2. My money should lay a lot of golden eggs; Our investment should be simple and clear.
Quoted from Qian Qian 1. Make sure you like financial success; 2. Be confident, have ideas and do what you like; 3. Divide the money into three parts: daily expenses, dream goals and golden goose account; 4. make wise investments; Step 5 enjoy life
Chapter 15 Speech
Through the process of speech, show the achievements after the actual financial management action, praise, speech, invitation, support and so on.
Content-
If you don't do it today, you will never know what you can do after putting some pressure on yourself. What a person is most proud of is often the most difficult thing to do. You must never forget this.
Chapter 16 Investment Action of the Club
The outline mainly introduces the concept of fund.
The content fund is like a cauldron. Many investors put money into it because they have no time, no knowledge and no interest in buying stocks. The money in the pot is given to the fund manager to invest in stocks. Under the strict supervision of the state, fund managers must abide by certain regulations, such as buying at least 20 different stocks as appropriate.
If we are going to invest in a fund, we should be prepared to invest our money for 5 to 10 years. If you can put it for so long, the fund is almost a risk-free investment.
Matters needing attention in Qian Qian stock market fund selection: 1. Funds should have a history of at least ten years. If it is profitable for such a long time, it can be considered that it will operate well in the future. 2. We should choose large multinational stock funds. This kind of fund spreads risks by buying stocks around the world, so it is very safe. 3. Compare the trend chart of funds and observe which funds have the best profit at the end of the year in 10. Theorem 72. Divide 72 by the percentage of the annual return on your investment, and this figure is the number of years it takes to double your money.
Chapter 17 Grandparents are afraid of risks
The fund is at a low tide and buys at a low price, but you can't put all your money in. You should leave a reserve.
Buy content at a low price. I try to make them understand what I have learned: only when I really sell the fund will I lose money; The market will always pick up, the stock market will always have summer and winter, and the general trend will always be gradually rising; There have been many crises in the past, and several times the situation was really severe, but the market always picked up again and again.
You should always keep some cash in reserve. Never invest all your money in stocks or funds.
Inflation, divide 72 by the inflation rate. How long will it take for our money to depreciate by half?
Every day is a unique adventure, and I will never get tired of it. It all started when Qian Qian taught me how to manage money.
Qian Qian's Quotations Whenever winter comes, spring comes, followed by summer, and after each summer comes autumn, then winter, year after year. Just like the changes in nature, there are always four seasons in exchange, and the cycle is repeated.
Chapter 18 The End of the Great Adventure
Mr. Jin invited me to set up a company to help children invest.
I began to write down my experiences. I don't know why I did it, but I just want to make sure I won't forget it. It's not difficult to write two pages a day, because it's recorded in my success diary, and I get great pleasure from writing.
I realize that it is good to have difficulties. It forced me to look around for new methods and learn a lot of new things.
In his eyes, money is a natural and common thing. Influenced by him, I completely changed my attitude towards money.
Don't feel sorry for what you have lost, but be grateful for what you have.
The most important point in Qian Qian's quotations is that in people's eyes, money should be a natural and ordinary thing. Some people who read this book can't understand what you said, so nothing has changed. Others begin to manage their money wisely after spending it, and their lives will be happier and richer.