1. Insurance companies sometimes go to the nursing ward from time to time to randomly check whether the patient is hospitalized or ask the nurse, or read the nurse's nursing record and the patient's medical record card.
2. In insurance, generally speaking, when hanging a bed, all claim costs are 0.
"Hammock hospitalization" is also called "fake hospitalization".
Under normal circumstances, if you are not staying in the hospital for more than three consecutive days or have no medical expenses, you can call it a hammock.
Some people have minor illnesses to begin with.
When the hospital sees patients who are covered by medical insurance, they ask them to check this and that.
Finally, the patient was recommended to be hospitalized.
Regardless, if they have health insurance, most of the costs are reimbursable.
The hospital issued medical records for them, but these people were not actually hospitalized. They were still recuperating at home, and some were still working.
In this way, "patients" enjoy medical insurance and medical reimbursement, and hospitals can also "take" medical insurance funds and "generate income."
About insurance companies 1. Insurance companies refer to corporate legal persons established in accordance with the Insurance Law and the Company Law.
Insurance companies collect premiums, invest the premium funds in assets such as bonds, stocks, and loans, and use the income from these assets to pay the insurance benefits determined by the policy.
Through the above-mentioned businesses, insurance companies can obtain higher investment returns and provide customers with appropriate insurance services at lower premiums, thereby making profits.
2. The business of insurance companies is divided into two categories: Life insurance business, including life insurance, health insurance, accident insurance and other insurance businesses.
Property insurance business, including property damage insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses.
Insurance companies in my country are generally not allowed to engage in personal insurance business and property insurance business concurrently.
3. An insurance company is an insurance company that operates insurance business in the form of a company organization.
The insurer in the insurance relationship has the right to collect insurance premiums and establish an insurance premium fund.
At the same time, when an insured accident occurs, the insured is obliged to compensate for the economic losses.
4. An insurance company is a company that sells insurance contracts and provides risk protection.
Insurance companies refer to economic organizations that operate the insurance industry.
Insurance companies refer to commercial insurance companies established with the approval of the China Insurance Regulatory Commission and registered in accordance with the law, including direct insurance companies and reinsurance companies.