What are the inquiry methods of critical illness insurance?
The inquiry methods of critical illness insurance mainly include: 1. Telephone inquiry. You can call the major illness insurance center to make a unified inquiry telephone number and conduct manual service inquiry. At the same time, you can also consult the designated hospitals for serious illness medical insurance cards, the handling, payment and transfer of medical insurance. However, due to the large amount of inquiries and long busy time, it is necessary to wait patiently. You can check your balance in this way, which will bring convenience to your medical insurance. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!
Second, online inquiry. In addition to telephone inquiries, you can also log in to the serious illness medical insurance network (note that this website is divided into ordinary users and password users, and you need to know your account number and password to make online inquiries). The contents that can be queried on this website include: ordinary users: basic information such as retirement status, enrollment method, account status, current account balance, account balance over the years, current treatment status of outpatient and emergency departments, and current treatment status of hospitalization can be queried. This method is also the most convenient way to inquire about residents' medical insurance.
Understand the inquiry and coverage of critical illness insurance.
After you understand the inquiry method of serious illness insurance, the coverage of serious illness insurance should be connected with urban residents' medical insurance and the new rural cooperative medical system. Medical insurance for urban residents and new rural cooperative medical care should provide basic medical insurance according to the policy. On this basis, serious illness insurance mainly guarantees the compliance medical expenses that urban residents need to bear after compensation by medical insurance and new rural cooperative medical system when the insured (altogether) suffers from serious illness and the medical expenses are high. High medical expenses can be judged by the fact that the accumulated annual compliance medical expenses of individuals exceed the annual per capita disposable income of urban residents and the annual per capita net income of rural residents announced by local statistical departments, and the specific amount is determined by local governments. Compliance medical expenses refer to the actual and reasonable medical expenses (which can be stipulated not to be paid), which are determined by the local government. All localities can also start to carry out serious illness insurance from diseases with heavy personal burden.
Because the serious illness insurance system has covered all parts of the country, the reimbursement amount of basic medical insurance is too low, and the help for seriously ill patients is limited. In view of this, many places have introduced supplementary medical insurance for serious illness, but many friends don't understand it, which leads to many friends worrying about medical expenses and delaying treatment after they get serious illness, which leads to the aggravation of their illness. Therefore, it is very necessary to do a good job in the inquiry of critical illness insurance and clearly understand the specific situation of critical illness insurance.