Under the background of asset shortage, the return on assets is generally reduced, and there is no good choice of funds, so the investment value of A shares is prominent. Compared with other assets, even if A shares fluctuate, higher returns will attract more funds to enter the market. The following small series will tell you how to make a profit from fund investment in 2008.

200 1 year fund investment profit model. Fund investment suggestion

There should be some positive factors in the steady allocation of fund assets in 2008, which are relatively moderate and bullish for the future. We give a general allocation plan: give priority to high-quality stock selection and allocation of mixed funds, and assist low-risk pure debt and monetary assets. The ratio of risk to risk-free assets is 6:4.

2. Profit model of fund investment. Market trend judgment

Since June this year, the market itself has gone from a sharp drop to a recent rebound, and the market's style rotation is still quite obvious, especially in the recent period, the rebound of the Growth Enterprise Market is still relatively strong. Recently, with the introduction of some economic information and economic indicators, the market is entering a new economic cycle.

In the long run, the market in 2008 is still quite optimistic. With the further deepening of market reform, especially the entry of more funds, the market has a clear positive expectation. Abundance of liquidity and shortage of assets are two key factors.

With the needs of economic growth, interest rates are falling, and the income of some high-yield varieties in the past, such as trust and asset management, is also falling. Under such circumstances, what we call an asset shortage has emerged. The so-called asset shortage means that there are fewer and fewer products that we originally expected to pay rigidly. This will lead to the inflow of funds into the stock market, and the stock market is relatively abundant.

The three-year profit mode of fund investment, the top five funds in the past five years.

Past performance is not the only criterion for screening funds. These funds, which have performed well in the past five years, have proved their management ability in the past five years. In addition, there are some other indicators, such as whether the fund manager is stable. In the process of selecting fund products, investors should also have some other indicators as investment reference.

Profit model of fund investment in 2004. Which fund varieties are worthy of attention?

There are many innovative products on the market now, such as graded funds, innovation funds and theme funds. These innovative products are worthy of investors' attention because of their "high income and low risk". First, index funds that are in line with market investment hotspots. From the perspective of products, it mainly focuses on hot spots such as medical care, internet and state-owned enterprise reform. The second is absolute return strategy products and quantitative hedging products. This year, we have noticed that some radical absolute return strategy products have retreated under the premise of relatively large market fluctuations. Investors are advised to allocate more stable absolute income products every year to reduce investment risks. Third, some funds with Hong Kong stocks are also sought after.

Young investors can consider the fixed investment of index funds. Index funds have the advantages of low cost, transparent investment, risk diversification and market returns, and are suitable for long-term fixed investment.

Index funds have stable long-term returns and are investment tools to share economic growth. From the analysis of historical data of various securities markets, it can be seen that from the perspective of long-term investment, the rate of return of indexed investment is considerable and obviously higher than the growth of GDP on the premise that a country's economy maintains appropriate growth. In addition, index funds, as passive investment varieties, will not be greatly affected even if fund managers are changed frequently.