The amount of medical insurance transferred to the personal account every month is determined based on the total salary. The personal part is all transferred to the account, and the part paid by the unit for those under 45 years old is 1% of the personal payment base. enter.

All basic medical insurance premiums paid by individual employees are credited to personal accounts. Personal accounts use medical insurance smart cards (IC cards) and are managed through a computer network system. The basic medical insurance premium paid by the employer is divided into two parts, one part is transferred to the personal account in proportion, and the remaining part is used to establish a social pooling fund.

The insurance pooling fund is mainly used to pay the medical expenses of insured employees who need to be hospitalized in designated hospitals and comply with the provisions of basic medical insurance; some chronic diseases that are approved for outpatient treatment can also be paid by the pooling fund.

The outpatient overall allocation amount means how much money is transferred from your personal account to the social security overall fund. Depending on your ratio, the ratio is probably 1:3.