1. What are the online banking services of Shanghai Pudong Development Bank?
If online banking is required for the one-card card of China Merchants Bank, I can bring my ID card and card to the bank to fill out an application form, and then I can go to the counter to handle it
2. What is the difference between Shanghai Pudong Development Bank app and Xida Puben?
1. Different positioning, Shanghai Pudong Development Bank APP is the official mobile phone client of Shanghai Pudong Development Bank, which can handle the related business of Shanghai Pudong Development Bank, while Pudaxiben APP is the mobile phone client withdrawn by Shanghai Pudong Development Bank Credit Card Center to provide open consumer services, mainly for financial and consumer services.
2. Different issuers, Shanghai Pudong Development Bank APP is issued by Shanghai Pudong Development Bank, which is mainly used for bank deposit and loan business, while Pudaxiben APP is issued by the credit card center within Shanghai Pudong Development Bank, which mainly involves credit consumption business.
III. What are the online banking services of Shanghai Pudong Development Bank?
The services provided by the popular version are limited to account inquiry, customers' transfer of their own funds between Oriental Card, Passbook for All-in-One Passbook and Passbook for Fixed All-in-One Passbook, application for instant messaging services, and other functions, and do not involve transfer to others, securities investment and foreign exchange investment. The following table aims to explain the service functions of the popular and professional versions of personal online banking.
deposit inquiry
you can inquire about the real-time balances of various currencies and deposits (such as current account, lump-sum deposit and withdrawal term, call deposit, and lump-sum deposit and withdrawal) in your name through online banking. You can also check the transaction details of the current deposit account within the time range specified by you. If you are a professional user, you can also click "Query Total Assets and Total Liabilities" to view the classified summary information of all your savings deposits and loans in Shanghai Pudong Development Bank.
loan inquiry
you can inquire about all outstanding loans you have applied to Shanghai Pudong Development Bank, including information such as principal balance, loan maturity date, repayment/account number, loan interest rate, and mortgage loan repayment in the last 6 months.
savings management
in online banking, you can manage your savings deposits conveniently according to your needs. You can freely arrange your deposits among demand deposits, lump-sum time deposits, structured deposits for foreign exchange financing and call deposits (to be launched soon). If you have multiple Oriental cards, a current all-in-one passbook of Shanghai Pudong Development Bank and a term all-in-one passbook, these transfers can be made across card folds, that is, you can transfer the current account in the Oriental card to the lump-sum deposit and withdrawal term in the term all-in-one; You can transfer the current account in the current all-in-one account to the notice deposit in the Oriental Card. In addition, you can also set the "regular appointment" rule for Dongfang Card. ("Appointment recurrence" is displayed as a hyperlink. The processing method is the same as "Customer Number" and "Password Inquiry" on page 2. ) The following is a description of the appointment term: Appointment term is a very popular characteristic business of Shanghai Pudong Development Bank. After you set the agreed term rules for Dongfang Card, every night, Shanghai Pudong Development Bank will check the balance of RMB demand deposit in your card. When the balance exceeds the amount of current deposit you set, Shanghai Pudong Development Bank will automatically transfer the excess to the "agreed term deposit" for you according to your agreed term. The agreed time deposit shall bear interest at the same grade lump-sum time deposit interest rate. If the balance of demand deposit is insufficient when you withdraw money, spend money, or buy stocks through Yinzhengtong, Shanghai Pudong Development Bank will automatically release the agreed time deposit according to the principle of minimum interest loss to meet the requirements of deposit utilization. Therefore, with an agreed term, you will have both the convenience of using demand deposits and the high interest rate of time deposits.
Timely Language Service Management
Customers can conduct "Timely Language" in our online banking (displaying "Timely Language" by hyperlink, which is explained as follows: Timely Language is one of the characteristic businesses of Shanghai Pudong Development Bank, which is a powerful helper for your financial management and a loyal guardian of your account. After the application is made in time, Shanghai Pudong Development Bank will notify you by SMS or email when your account balance changes, or when there are agreed matters in your investment in Waihuibao and Yinzhengtong. ) service application, modification, stop and other operations.
transfer and remittance
Shanghai Pudong Development Bank Online Banking Professional Edition, which customizes a wealth of transfer and remittance products for your different needs. You can transfer money to the account opened by other individuals and companies in Shanghai Pudong Development Bank, and it will arrive at the account in real time, and there is no handling fee for personal transfer. Inter-bank transfer of Shanghai Pudong Development Bank has covered tens of thousands of outlets of commercial banks all over the country. If you need to remit money to your children and parents on a regular basis, or if you need to repay the mortgage for buying a house or a car on a regular basis, you can also use the "agreed remittance" function.
in online banking, you can apply as needed. The online bank will calculate the loan limit you can apply for according to the lump-sum time deposit in all currencies in your Oriental Card, or the foreign currency demand deposit in the Oriental Card with foreign exchange treasure business and the current all-in-one passbook. You can apply for a loan within the limit, and the loan amount will be paid into your Oriental Card and current all-in-one passbook in real time. Shanghai Pudong Development Bank does not freeze the deposits used as collateral, but only controls the total amount. That is to say, as long as the balance is greater than the requirements as collateral (loan amount ÷ pledge rate), the lump-sum time deposit you pledged can still be withdrawn, and the foreign exchange treasure deposit can be withdrawn and foreign exchange transactions can be conducted. Whether you obtained it through our online banking, telephone banking or handled it at our outlets, you can return it in advance through online banking. It's really loan self-help, at your disposal.
Bank-Securities Link
Although the trading day is only four hours, Bank-Securities Link of Shanghai Pudong Development Bank provides 24-hour investment support: during the trading hours, you can set the effective entrustment on that day through "entrusted buying" and "entrusted selling"; After the transaction is closed, the entrustment information established through "entrusted buying" and "entrusted selling" will be used as the prepayment information at the beginning of the next transaction; You can also set up a commission of up to 3 days through "booking business". Your transaction details will form a clear. xls format file for you to download and analyze.
Waihuibao
In the immediate price transaction, Shanghai Pudong Development Bank provides an inquiry delay grace. As long as you confirm the transaction within a specified period of time, you will close the transaction according to the price you inquired, and truly achieve "what you see is what you get". Entrusted foreign exchange trading provides a two-way entrustment option. You can not only set a profit entrustment to ensure the income, but also issue a stop-loss entrustment to lock the risk. You can also set the validity period of the entrustment at will, up to 3 days. With rich and comprehensive entrusted price trading, even if you can't always monitor the trend of the foreign exchange market, you can still place orders and travel in the foreign exchange market according to the strategy.
investing in open-end funds
The online banking of Shanghai Pudong Development Bank has very distinctive functions of "fund subscription (buying)" and "fund redemption (selling)". You can either give the simplest command of "buy/sell at last day's net value today", specify the net value range that triggers buying or selling, specify a future date for buying or selling, and set the net value range and transaction date at the same time. Such a rich booking function should enable you to deploy fund investment with ease when you are busy.
IV. What are the online banking services of Shanghai Pudong Development Bank?
The services provided by the popular version are only limited to the functions of account inquiry, customer's own capital discount, transfer between all-in-one passbooks, application for instant messaging service, etc., and do not involve the transfer of money to others, the popular version of securities personal online banking,
deposit inquiry
You can inquire about your Oriental card, current all-in-one passbook and term passbook through online banking. And can query the transaction details within a certain time range. If you are a professional user, you can also click "Query" to view the classified summary information of all your savings deposits and loans in Shanghai Pudong Development Bank.
loan inquiry
you can inquire about the date, repayment/account number, loan interest rate, mortgage loan repayment in the last 6 months and other information of all outstanding loans you applied to Shanghai Pudong Development Bank.
savings management
according to the needs, it is convenient to manage your own savings deposits. You can freely arrange your deposits among demand deposits, lump-sum time deposits, structured deposits for foreign exchange financing and call deposits (to be launched soon). If you have multiple Oriental cards, a current all-in-one passbook of Shanghai Pudong Development Bank and a fixed all-in-one passbook, these transfers can be made across the cards, that is, you can transfer the current account in the Oriental card to the fixed account; You can transfer the current account in the current all-in-one account to the notice deposit in the Oriental Card. In addition, you can also make a regular appointment with Dongfang Card and display it as a hyperlink. The processing method is the same as "Customer Number" and "Query Password" on page 2. About the period is a very popular characteristic business of Shanghai Pudong Development Bank. After you set the agreed term rules for Dongfang Card, the balance of RMB demand deposit in your card every night, when the balance exceeds the retention amount of demand deposit set by you, it will be an integer multiple of 5 yuan of Shanghai Pudong Development Bank, and your automatic term deposit will be deposited in the same grade according to your agreed term. If the balance of demand deposit is insufficient when you withdraw money, spend money, or buy stocks through Yinzhengtong, Shanghai Pudong Development Bank will automatically release the agreed time deposit according to the principle of minimum interest loss to meet the requirements of deposit utilization. Therefore, with the fixed term, you will also have the convenience of using current deposits.
Instant Messaging Service Management
Customers can talk at my time "(by hyperlink: Instant Messaging is one of the characteristic businesses of Shanghai Pudong Development Bank, which is a powerful helper for your financial management and a loyal guardian of your account. After the application is made in time, Shanghai Pudong Development Bank will notify you by SMS or email when your account balance changes, or when there are agreed matters in your investment in Waihuibao and Yinzhengtong. ) service application, modification, suspension, etc.
transfer and remittance
Shanghai Pudong Development Bank Online Banking Professional Edition, which can customize rich transfer and remittance products for your different needs. The account opened by your company in Shanghai Pudong Development Bank will be transferred to the account in real time, and the personal transfer will be exempted from handling fees. Inter-bank transfer of Shanghai Pudong Development Bank has covered tens of thousands of outlets of commercial banks all over the country. If you need to return the mortgage payment for buying a house or a car to your children regularly, you can also use the "agreed remittance" function.
in online banking, you can. The online bank will calculate the loan limit you can apply for according to the lump-sum time deposit in all currencies in your Oriental Card, or the foreign currency demand deposit in the Oriental Card with foreign exchange treasure business and the current all-in-one passbook. You can apply for a loan within the limit, in the Oriental Card and Current All-in-One passbook. Shanghai Pudong Development Bank does not freeze the deposits used as collateral, but only controls the total amount. That is to say, as long as the balance is greater than the requirements as collateral (loan amount ÷ pledge rate), the lump-sum time deposit you pledged can still be withdrawn, and the foreign exchange treasure deposit can be withdrawn and foreign exchange transactions can be conducted. Whether you obtained it through our online banking, telephone banking or handled it at our outlets, you can return it in advance through online banking. It's really loan self-help, at your disposal.
Bank-Securities Connect
Although the trading day is only four hours, Bank-Securities Connect of Shanghai Pudong Development Bank provides 24-hour investment support: during the trading hours, you can set the effective entrustment on that day through "entrusted buying" and "entrusted selling"; After the transaction is closed, the entrustment information established through "entrusted buying" and "entrusted selling" will be used as the prepayment information at the beginning of the next transaction; You can also set up a commission of up to 3 days through "booking business". Your transaction details will form a clear. xls format file for you to download and analyze.
Waihuibao
In the immediate price transaction, Shanghai Pudong Development Bank provides an inquiry delay grace. As long as you confirm the transaction within a specified period of time, you will close the transaction according to the price you inquired, and truly achieve "what you see is what you get". Entrusted foreign exchange trading provides a two-way entrustment option. You can not only set a profit entrustment to ensure the income, but also issue a stop-loss entrustment to lock the risk. You can also set the validity period of the entrustment at will, up to 3 days. With rich and comprehensive entrusted price trading, even if you can't always monitor the trend of the foreign exchange market, you can still place orders and travel in the foreign exchange market according to the strategy.
investing in open-end funds
The online banking of Shanghai Pudong Development Bank has very distinctive functions of "fund subscription (buying)" and "fund redemption (selling)". You can either give the simplest command of "buy/sell at last day's net value today", specify the net value range that triggers buying or selling, specify a future date for buying or selling, and set the net value range and transaction date at the same time. Such a rich booking function should enable you to deploy fund investment with ease when you are busy.