investors only have 1, yuan and only want to buy money funds. First of all, we must understand that the risk of money funds is the smallest, but the income is also the lowest. At present, the annual income of money funds such as CCB is around 3%, and the income is low. It is suitable for investors who often need liquidity funds. Just choose any money fund to buy. CCB offers many money funds for trading, so it is impossible to list them. There is little difference in the income of money funds, and there is little principal, so there is no need to choose too much.

Money funds mainly invest in money markets such as bank deposits, with low income risk and no charge for trading.

If investors want to pursue higher returns and lower risks, they can buy bond funds with higher returns, which are suitable for investors who pursue steady returns. Activists can also buy hybrid funds, stock funds or index funds with high returns but high risks.