Generally speaking, units with enterprise annuities tend to have better welfare benefits, but most enterprises or units do not have enterprise annuities, so the issuance of enterprise annuities is extremely important. Next, I will bring you detailed knowledge of which companies have enterprise annuities, hoping to help you.

1. Which companies have enterprise annuities?

General central enterprises and state-owned enterprises will have enterprise annuities, and some enterprises with good benefits will also have enterprise annuities as pilot units.

But overall, the number of people who pay enterprise annuities is still relatively small. Whether your company has an enterprise annuity depends mainly on whether the company and the boss are willing to spend more money. At present, the proportion of enterprises with enterprise annuities in China is less than 1%.

After all, enterprises themselves have to bear the social security of employees, and with the enterprise annuity, many enterprises may be overwhelmed.

Because if you want to establish an enterprise annuity, the enterprise may have to pay at most 12% of the total salary. The basic endowment insurance burden of enterprises has reached 28% of the total wages. If the enterprise takes out 12% of the total wages to establish an enterprise annuity, the pension burden of the enterprise will reach 40% of the total wages.

2. What is an enterprise annuity?

Enterprise annuity refers to the supplementary old-age insurance system voluntarily established by enterprises and their employees on the basis of participating in basic old-age insurance according to law.

Three. Relevant laws and regulations

Enterprise annuity method

Article 3 The expenses required for enterprise annuity shall be paid jointly by the enterprise and individual employees. The enterprise annuity fund shall be fully accumulated, and a personal account shall be established for each employee who participates in the enterprise annuity, and investment and operation shall be carried out in accordance with relevant state regulations. Income from investment and operation of enterprise annuity fund is merged into enterprise annuity fund.

Article 4 The taxation and financial management of enterprise annuities shall be implemented in accordance with the relevant provisions of the state.

The above is about which companies have enterprise annuities. Some companies will have enterprise annuities, while others will not, depending on the actual situation.