My own investment knowledge has summarized the investment methods in this area: several common fund investment methods.

1. Fixed proportion investment method: diversify a sum of funds into different types of funds such as stock funds, index funds, bond funds, currency funds, etc. according to a fixed proportion.

As the net assets of a certain type of fund change but the investment ratio changes, the shares of such funds should be sold and bought quickly to ensure that the investment ratio can maintain the original ratio.

2. Timely investment method: This method refers to adjusting the fund's investment funds completely based on market changes during investment.

The premise of this is to have certain investment experience and be able to make roughly correct judgments on market conditions, so as to invest in a timely manner.

3. Pyramid investment method: This is a method that uses a simple triangle as the buying and selling criterion to appropriately adjust the buying and selling quantity according to the price level.

Pyramid operations are divided into pyramid buying and inverted pyramid selling methods.

4. Cycle investment method: The cycle investment method is an investment method that uses the principle of market cycles to select investment opportunities in order to obtain higher returns.

5. Average cost method: It is a simple fixed-term investment.

6. Value average method, assuming that an investor wants his fund account to increase by 100 yuan every month, he can take the following methods: A. Simply check the market value of the fund every month, if they increase by exactly 100 yuan

, no action will be taken; B. If the investment value drops by x yuan, invest an additional 10x yuan to ensure the investment growth target. More importantly, it means acquiring more fund shares at a lower price.

; C. If the investment increases by more than 100 yuan, the excess will be liquidated.

These are the most basic investment knowledge. It is better to teach a man to fish than to teach him to fish. In the future, you should learn more and comprehensively apply the above methods.

Let me help you analyze what you said. If you plan to invest for more than 5 years, you can invest 50% to 60% of your excess funds in index funds or stock funds, and the excess 30% to buy bond funds.

Monetary funds around 10%.

But there are still many investment methods. I wish you the best to buy the best fund.